Recently, we’ve been bombarded with questions about Pag-IBIG Fund Membership from our website visitors. These questions came from formerly active Pag-IBIG members, from Overseas Filipinos who wanted to join the program, and from people who were never sure if they were once members of the Pag-IBIG Fund or not. Well try to address each type here in the form of Question and Answer.
It is our hope that all future questions related to Pag-IBIG Fund membership will be put here in one place. So should you find something along this topic that were not yet addressed, please feel free to use the Contact Form or drop your questions from the comment box below on this page.
Please take note that many of the questions that were posted by the visitors have already been addressed in the previous articles. We’re not sure if they were just unable to find it or they don’t know how to use the Google Powered Search Box included at the bottom part of this website. So in this regard, some of our responses will make references on previous article where a particular topic is best explained.
Q-1: How can I become a member of the Pag-IBIG Fund?
There are basically two-type of membership to the Pag-IBIG Fund. One is mandatory and the other is voluntary.
For those who are locally employed in the Philippines, their respective employers should be able to assist them on their membership registration.
For voluntary membership, like the freelancers, self-employed professionals, and small business operators, please refer to the article about Voluntary Membership To Pag-IBIG Fund.
Note: OFW’s are now required to become members of the Pag-IBIG Fund. It used to be optional for them to become members of the Pag-IBIG.
Q-2: It’s been a long time since I left the Philippines to work overseas. I can’t remember anymore if I was a member of the Pag-IBIG Fund or not. How will I know?
Your case is quite understandable. Many Overseas Filipinos are also having that kind of problem, especially those who wanted to avail of a housing loan from Pag-IBIG for whatever reason they may have.
The best approach to this problem is to have a representative inquire it at the Pag-IBIG Branch where you used to be working here in the Philippines.
If, however, you are very sure that you have never been employed here in the country, there is a very good chance that you have never been a member of the Pag-IBIG Fund. In such as case, it is better to ask yourself if membership to the Pag-IBIG Fund is even necessary for you. Please be aware that there are other alternative housing loans available other than through Pag-IBIG Housing Loan.
Q-3: I remember I was contributing to the Pag-IBIG Fund when I was still employed in the Philippines. But since become and OFW, I stopped contributing. How can I re-activate my membership to the Pag-IBIG Fund?
The re-activation part is quite easy. All you have to do is continue paying your membership contributions!
But before you do that, it is best if you can proceed to the Pag-IBIG Office and request a copy of your past contributions.
Q-4: What is my Pag-IBIG ID Number?
Knowing your Pag-IBIG ID Number is one of the most important things you can do. IF you don’t have it yet, or for some reasons you forgot, please proceed to the Pag-IBIG Branch where your contributions are being remitted to and ask for a copy of your Pag-IBIG ID Number.
Pag-IBIG Financing Notes:
- This is an on-going discussion page for all queries related to Pag-IBIG Fund membership.
- If you have a question about Membership, and about membership to the Fund only, please use either the contact Form or the comment box below
So stay connected with us (we are on Facebook) for more Q and A about Pag-IBIG Fund Membership.