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	<title>Pagibig Financing</title>
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	<link>http://www.pagibigfinancing.com/articles</link>
	<description>Pag-IBIG Fund, Housing Loans, Mortgage, Membership, Foreclosures, etc</description>
	<lastBuildDate>Wed, 01 Feb 2012 04:24:04 +0000</lastBuildDate>
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		<title>Home Loan Restructuring Program</title>
		<link>http://www.pagibigfinancing.com/articles/2012/home-loan-restructuring-program/</link>
		<comments>http://www.pagibigfinancing.com/articles/2012/home-loan-restructuring-program/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 16:11:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Loans]]></category>
		<category><![CDATA[Other Loan Types]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Foreclose]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Loan Restructure]]></category>
		<category><![CDATA[Loan Restructuring]]></category>
		<category><![CDATA[Loan Term]]></category>
		<category><![CDATA[Repricing]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=631</guid>
		<description><![CDATA[It all started with delayed or missed payments against the home loan obligation. Those who have been granted a Housing Loan by the Pag-IBIG Fund should be aware that three (3) missed payments on the monthly amortization could lead to foreclosure &#8212; a sort of disaster. What would you do if your property is on [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Pag-IBIG Real Estate For Sale, January 2012</title>
		<link>http://www.pagibigfinancing.com/articles/2012/pag-ibig-real-estate-for-sale-january-2012/</link>
		<comments>http://www.pagibigfinancing.com/articles/2012/pag-ibig-real-estate-for-sale-january-2012/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 15:06:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured Project / Property]]></category>
		<category><![CDATA[Condominium]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Pampanga]]></category>
		<category><![CDATA[Residential Lot]]></category>
		<category><![CDATA[Townhouse]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=623</guid>
		<description><![CDATA[It looks like we haven&#8217;t posted any property for sale lately. This feature may not be the core focus of this website, but it is among the most important for our visitors &#8212; both the sellers and the buyers of Pag-IBIG Real Estate in the Philippines. Needless to say, this site provides a means where [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2012/pag-ibig-real-estate-for-sale-january-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Most Popular How-To’s On Pag-IBIG Fund</title>
		<link>http://www.pagibigfinancing.com/articles/2012/7-most-popular-how-tos-on-pag-ibig-fund/</link>
		<comments>http://www.pagibigfinancing.com/articles/2012/7-most-popular-how-tos-on-pag-ibig-fund/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 15:24:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Pag-IBIG Fund QA]]></category>
		<category><![CDATA[Housing Loan Process]]></category>
		<category><![CDATA[Multi-Purpose Loan]]></category>
		<category><![CDATA[Remittance]]></category>
		<category><![CDATA[Salary Deduction]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Voluntary Membership]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=615</guid>
		<description><![CDATA[Since this website has been online, the Pag-IBIG Financing Team has encountered questions that are repeatedly asked by site visitors. Of course, we have made the FAQ section to address some of the most common questions that they raise. But, as it appears, a lot of folks seem to overlook that page when searching for [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2012/7-most-popular-how-tos-on-pag-ibig-fund/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Joining The Pag-IBIG Overseas Program &#8212; Is It Really Worth It?</title>
		<link>http://www.pagibigfinancing.com/articles/2011/joining-the-pag-ibig-overseas-program-is-it-really-worth-it/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/joining-the-pag-ibig-overseas-program-is-it-really-worth-it/#comments</comments>
		<pubDate>Sun, 11 Dec 2011 14:19:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Membership]]></category>
		<category><![CDATA[Pag-IBIG Fund QA]]></category>
		<category><![CDATA[Pag-IBIG Overseas Program]]></category>
		<category><![CDATA[POP]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=609</guid>
		<description><![CDATA[Did you know the difference between the Pag-IBIG Overseas Program and the regular Pag-IBIG Program, likewise known as Pag-IBIG I? Most OFWs assume that since they are based overseas, they should be getting the Pag-IBIG Overseas Program, as they are now compelled to become members of the Pag-IBIG Fund. Well, that&#8217;s not really the case. [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/joining-the-pag-ibig-overseas-program-is-it-really-worth-it/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
		</item>
		<item>
		<title>Loaning With No Income Tax Return</title>
		<link>http://www.pagibigfinancing.com/articles/2011/loaning-with-no-income-tax-return/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/loaning-with-no-income-tax-return/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 02:06:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Loans]]></category>
		<category><![CDATA[Membership]]></category>
		<category><![CDATA[Pag-IBIG Fund QA]]></category>
		<category><![CDATA[Tips and Traps]]></category>
		<category><![CDATA[Co-borrower]]></category>
		<category><![CDATA[Housing Loan]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Income Tax Return]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=601</guid>
		<description><![CDATA[Here&#8217;s another letter that we’d like to share to every reader of this website. It’s about the use of the Income Tax Return as a requirement in applying for a Housing Loan. The letter is shown below. &#8220;I want to become a member of [the] Pag-IBIG Fun. My question is, is it possible na maging [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/loaning-with-no-income-tax-return/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>When Is The Right Time To Buy?</title>
		<link>http://www.pagibigfinancing.com/articles/2011/when-is-the-right-time-to-buy/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/when-is-the-right-time-to-buy/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 04:48:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips and Traps]]></category>
		<category><![CDATA[Documents]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Pag-IBIG Loan]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=592</guid>
		<description><![CDATA[&#8220;Please let me know the document requirements for buying a property and using Pag-IBIG Housing Loan. I want to buy my first home when I go back to the Philippines for my annual vacation leave.&#8221; That&#8217;s taken from a letter sent to us by an OFW visitor. Most probably, you too are on the same [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/when-is-the-right-time-to-buy/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Pag-IBIG Calamity Loan 101</title>
		<link>http://www.pagibigfinancing.com/articles/2011/the-pag-ibig-calamity-loan-101/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/the-pag-ibig-calamity-loan-101/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 14:12:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Other Loan Types]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[MPL]]></category>
		<category><![CDATA[Multi-Purpose Loan]]></category>
		<category><![CDATA[Personal Loan]]></category>
		<category><![CDATA[TAV]]></category>
		<category><![CDATA[Total Accumulated Value]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=586</guid>
		<description><![CDATA[The recent typhoons that hit the Philippines have really done so much damage to a lot of families and establishments. As with all types of calamities, those were unexpected and they caught the residents unprepared. A report said, typhoons Pedring and Quiel have rendered five provinces, eight cities, and five municipalities under the State of [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/the-pag-ibig-calamity-loan-101/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>In-House Home Financing: A Good Alternative to Pag-IBIG Housing Loan?</title>
		<link>http://www.pagibigfinancing.com/articles/2011/in-house-home-financing-a-good-alternative-to-pag-ibig-housing-loan/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/in-house-home-financing-a-good-alternative-to-pag-ibig-housing-loan/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 14:37:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Loans]]></category>
		<category><![CDATA[Other Loan Types]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Tips and Traps]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[In-House Financing]]></category>
		<category><![CDATA[Pag-IBIG Housing Loan]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=574</guid>
		<description><![CDATA[This article is a little bit off-topic considering that many of you are coming to this website mainly to know more about the programs of the Pag-IBIG Fund especially the Pag-IBIG Housing Loan. But please bear with us because this article could become a life saver to the other visitors who are not members of [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/in-house-home-financing-a-good-alternative-to-pag-ibig-housing-loan/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Pag-IBIG Real Estate For Sale, October 2011</title>
		<link>http://www.pagibigfinancing.com/articles/2011/pag-ibig-real-estate-for-sale-october-2011/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/pag-ibig-real-estate-for-sale-october-2011/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured Project / Property]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[House and Lot]]></category>
		<category><![CDATA[Lapu-Lapu]]></category>
		<category><![CDATA[Pampanga]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=564</guid>
		<description><![CDATA[Here we go again with Pag-IBIG deals submitted to us by site visitors, just like you, through our Pag-IBIG Financing Marketplace Section. If you have no idea what the Marketplace Section is&#8230; we&#8217;ll is a feature on this website that allows anyone to list a property that he/she wants to sell. The thing is, the [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/pag-ibig-real-estate-for-sale-october-2011/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Bigger Loan Amount, Smaller Contribution</title>
		<link>http://www.pagibigfinancing.com/articles/2011/bigger-loan-amount-smaller-contribution/</link>
		<comments>http://www.pagibigfinancing.com/articles/2011/bigger-loan-amount-smaller-contribution/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 14:30:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Loans]]></category>
		<category><![CDATA[Membership]]></category>
		<category><![CDATA[Pag-IBIG Fund QA]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[Contribution]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[Pag-IBIG Housing Loan]]></category>

		<guid isPermaLink="false">http://www.pagibigfinancing.com/articles/?p=542</guid>
		<description><![CDATA[This article is inspired by a letter sent by one of the site visitors who was planning to apply for a Pag-IBIG Housing Loan. He was doubtful whether he qualifies for certain amount of loan which is equivalent to the selling price of the a particular lot-only piece of real estate considering that the amount [...]]]></description>
		<wfw:commentRss>http://www.pagibigfinancing.com/articles/2011/bigger-loan-amount-smaller-contribution/feed/</wfw:commentRss>
		<slash:comments>44</slash:comments>
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