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	<title>Pagibig Financing</title>
	<link>http://www.pagibigfinancing.com/articles</link>
	<description>Pag-IBIG Fund, Housing Loans, Mortgage, Membership, Foreclosures, etc</description>
	<lastBuildDate>Wed, 08 Sep 2010 15:54:13 +0000</lastBuildDate>
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		<title>Your Money In Pag-IBIG Fund</title>
		<description><![CDATA[This article is a must read for every Pag-IBIG Member whether active or inactive. If you are a member, please read carefully. If you know someone who is a member, please share it. How Your Money Enters The Pag-IBIG Fund The moment you become a member of the Pag-IBIG Fund, that&#8217;s the first time your [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/your-money-in-pag-ibig-fund/</link>
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		<title>Why This Question Is Wrong: &#8220;Can I Pay The Whole 24 Months Contribution One-Time So That I Can Avail of the Housing Loan?&#8221;</title>
		<description><![CDATA[Yes, that&#8217;s a wrong question and later I will explain why. The main purpose of this article is simply to tell you not to ask that question from now on, because it&#8217;s a wrong question. Enough of that question. Period. The Right Answer To The Wrong Question We have received that kind of question several [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/can-i-pay-24-months-contribution-so-that-i-can-avail-of-the-housing-loan/</link>
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		<title>Benefits of Becoming A Pag-IBIG Fund Member</title>
		<description><![CDATA[It&#8217;s a deplorable fact: A lot of Pag-IBIG Fund Members, especially the employees, are not aware of the benefits they can derive from becoming (forcibly, since it is mandatory) a member of the Pag-IBIG Fund. For some, getting a payroll deduction for Pag-IBIG contribution is an automatic acceptance of something that is unavoidable -– no [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/benefit-of-becoming-pag-ibig-fund-members/</link>
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		<title>The Pag-IBIG Housing Loan Process</title>
		<description><![CDATA[This can be filed as one of the frequently asked questions: &#8220;How can I apply for a Pag-IBIG Housing Loan?&#8221; This article addresses that question in a very straight-forward and easy-to-understand manner. So without further ado, here are the steps to take. Step #1: Attend The Loan Orientation. Officially, it&#8217;s called Loan Counselling Session. It&#8217;s [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-housing-loan-process/</link>
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		<title>The Pag-IBIG II Savings Program</title>
		<description><![CDATA[Pag-IBIG Fund is not just about Housing Loans, though this is the most popular benefit offered by the institution to its members. Once you become a member of the Pag-IBIG Fund, you also participate in its Savings Program where you get yearly dividends and which you can claim upon maturity of your membership. There are [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-ii-savings-programs/</link>
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		<title>Pag-IBIG Housing Loan Default and Foreclosure</title>
		<description><![CDATA[Most real estate purchases and investments are made with the use of borrowed money; that is by mortgage loans. In an ideal world, these mortgages are paid on time and are eventually fully paid including all the interest incurred by borrowing the money. But unforeseen circumstances do sometimes happen, which lead to loan defaults and, [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-default-and-foreclosure/</link>
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		<title>Getting a Loan? First Consider Getting A Pre-Qualification.</title>
		<description><![CDATA[This is a very common scenario: Juan thinks he likes the house shown to him by the real estate broker. On impulse, he pays for a reservation fee to hold the property in his favour without even considering how much he has to cover for the down payment. A few days later thinks about mortgage [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/getting-a-loan-first-consider-getting-a-pre-qualification/</link>
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		<title>Pag-IBIG Overseas Program: International Directory</title>
		<description><![CDATA[An Overseas Filipino Worker who visited this website once dropped a message asking about the office of Pag-IBIG Fund in his host country. Definitely, there are a lot of OFW’s like him who are in the same situation. Their common questions include: Is there a Pag-IBIG Fund Office in [name of the country] I am [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/pag-ibig-overseas-program-international-directory/</link>
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		<title>Insurance, Processing Fee And Other Pag-IBIG Housing Loan Expenses</title>
		<description><![CDATA[Real estate properties are seldom bought on one-time, spot cash basis. Many buyers usually finance their homes for a longer payment period, say 10 years and even 30 years. When purchasing a real property using long term financing such as Pag-IBIG Housing Loan, the buyer is usually asked to put a minimum down payment. This [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/insurance-processing-fee-and-other-pag-ibig-housing-loan-expenses/</link>
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		<title>Pag-Ibig Housing Loan Requirements</title>
		<description><![CDATA[So you&#8217;ve finally decided to invest in real property using Pag-IBIG Housing Loan? You figured that it&#8217;s about time that you apply for that Pag-IBIG Loan after those years of faithful contributions to the Pag-IBIG Fund. Now you ask yourself: &#8220;What are the requirements to avail of Pag-IBIG Housing Loan?&#8221; There are standard requirements asked [...]]]></description>
		<link>http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/</link>
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