Common House Types in the Philippines

Are you thinking about buying a house? Do you know what’s available in your area? Should you buy a ready-made house or build one according to your design preferences? These are some of the most common questions you are likely to ask especially if you are a first-time home buyer. We have been advocating that [...]

Home Ownership And Its Many Benefits

I have yet to meet a person who doesn’t want to own a house. It is the American Dream. We are not Americans, but owning a home is something worth emulating from the Americans. Home ownership has a lot of benefits to the individual who owns the house, his family, the government and the society [...]

House For Sale in Laguna

If you are looking for a good real estate deal in Laguna, this is something you should consider. Price and Financing: Total house and lot price: 590,000 Down payment paid: 30,000 Monthly Amortization: 4,621 Term: 25 years Loan granted and start of 1st payment: May 2009 This is under PagIbig financing, currently on its 3rd [...]

How To Become An Expert in Pag-IBIG Housing Loan in 25 Minutes or Less

One of the requirements before a member can avail of a Housing Loan from the Home Development Mutual Fund or simply Pag-IBIG is to attend a housing loan seminar. If you have not been to that kind of seminar before, here are the essential things that they cover: An overview of the Housing Loan Program. [...]

3 Stupid Things People Do With Their Mortgage Loan

You should consider yourself lucky if ever your housing loan application is granted by the Home Development Mutual Fund (or simply Pag-IBIG Fund). Though it is one of the many benefits available to Pag-IBIG Members, not everyone is privileged enough to qualify for a housing loan. Getting your housing loan approved simply means… The Pag-IBIG [...]

How To Assume A Loan

Loan Assumption is one of the misunderstood concepts in real estate even among professionals like brokers and agents. A lot of them just don’t know how to go about it or can’t simply do it right. While it’s true that a Pag-IBIG Housing Loan is assumable, it should be approached very carefully and with the [...]

Real Estate Agents: Should You Work With Them?

Some people have a lot of misconceptions about real estate agents and the kind of work that they do. This one is the most common among them: “I don’t want to deal with a real estate agent. It is more expensive to buy from them than straight to the seller.” Well, actually it is both [...]

Top 4 Reasons Why You Should Not Buy A House

I understand that most of you are visiting this website because, in one way or the other, you are contemplating a home purchase and that you want to use Pag-IBIG Home Loan to finance your investment. Indeed, we have come a long way in explaining the essentials of Pag-IBIG Housing Loan. From home buying preparation [...]

Pag-IBIG Real Estate For Sale, May 2012

There are two featured properties for this month. One is a residential lot in Sta Rosa, Laguna and the other one is a condominium unit in Mandaluyong. Both are elligible for Pag-IBIG Financing, according to the sellers. If you are interested in any of the properties that we posted here on this website, please contact [...]

Email Exchange: Maximum Loan, Reactivating Member

We always receive a lot of interesting emails from our visitors. And every once in a while, we feature some which are really very important to the other Pag-IBIG members to be aware of. For this month, we’ll share two email messages. One email is coming from Overseas Filipino Workers couple who wanted to get [...]