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Common House Types in the Philippines

by Pag-IBIG Financing Admin

Are you thinking about buying a house?

Do you know what’s available in your area?

Should you buy a ready-made house or build one according to your design preferences?

These are some of the most common questions you are likely to ask especially if you are a first-time home buyer.

We have been advocating that before you even start searching for a house, it is best to take an honest look at your finances unless you are paying Spot Cash. Here are some of the most helpful tips from the previous articles:

  • 5 Tips for the First Time Home Buyers
  • How To Know If You Qualify for a Pag-IBIG Housing Loan
  • The Pag-IBIG Housing Loan Process

Of course, once you have already figured out how to finance a house and you are ready for a long term commitment as a result of becoming a home owner, now is the right time to search for that home. And as you search, bear in mind the following house types that you are likely to encounter:

1. Bungalow vs. 2-Storey House

These are all too common in the local housing market. A bungalow is simply a single-storey house with all the rooms located in the same floor; that’s the ground floor.

You are unlikely to find a house design beyond the 2-storey — 2 floors. But there are rare designs that have extra room at the attic or some have the so-called mezzanine floor.

2. Single-Family vs. Multi-Family

Apartment Building in the Philippines
This apartment complex is an example of a multi-family house. The houses are attached next to each other.

A single-family dwelling unit is a house that clearly has its own lot — with spaces probably at the front, the sides and at the back of the house. In other words, it is a house that stands on its own lot and offers space and privacy to the home owner. A nice, single family house will likely have its own lawn and extra space for car garage.

A multi-family house is one that is attached to each other at the sides. Some examples of multi-family dwelling units are row houses, apartments, condominium units and town houses.

3. Detached vs. Attached

Single Family, Attached House
This beautifully designed house is an example of a single family, attached house or simply single attached. The term “attach” here refers to the fact that one side of the house is attached to one side of the lot boundary. Take of the firewall at the side of the house. A firewall is necessary for attached houses.

A completely detached house has lot spaces at the front, at the back and at both sides of the house. This type of house is the most preferred by home owner since it offers the most privacy and they may install fence in all sides to secure the whole house. You are most likely to find this type in areas where the price of land is cheaper.

An attached house is one where one side of the house is attached to one boundary of the lot where the house stands. That side is most likely to have a firewall that separates it from the other house next to it.

In Conclusion

As you begin looking around for a house to buy, you will discover the some houses fall under the combination of the above house types. For example, you will see a 2-storey house which is also single-attached.

The above categories serve as useful guide in understanding what type of house you will encounter in the local housing market in the Philippines.

So, which type of house is good for you?

Filed Under: Buying Tips, Tips and Traps Tagged With: Bungalow, House Types, Multi-Family, Single Family

Reader Interactions

Comments

  1. gelyn oval says

    September 6, 2012 at 11:02 am

    mga magkano po ba ang price nyan?

  2. gelyn oval says

    September 6, 2012 at 11:03 am

    pwede po ba pasend yong mga prices nyan..salamat po.

  3. shiela lozada says

    February 1, 2013 at 12:53 pm

    ask ko lang po sna kung pwede po akong maghousing loan..kya lng po deed of sell p lang ang hawak ko..gusto ko din pong magpagawa ng bhay dun s lupa n hawak ko…ang net pay ko po ay 5,000..may mta2pos po ako n loan ngaung june kya poh mgi2ng 9,000 n po ung net salary ko..magkano po ung pwedeng magrant skin…sna po msagot ninyo ung tanong ko…thanks poh…

  4. rachelle gimeda says

    March 29, 2013 at 4:31 pm

    hello,,

    May ask po kng paano ako maka memeber sa pag ibig true overseas worker po kasi ako nais ko sana kumuha ng loan housing… ano po mga dpat gawin at requirements.. salamat…

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