Money Matters: Pag-IBIG Fund Provident Savings and Provident Claims

Every member of the Home Development Mutual Fund — or anyone who desires to be one – should know that there are basically three types of benefits that are available to qualified members. They are the following: 1. Short-Term Loan — This is the Multi-Purpose Loan Program of the Pag-IBIG Fund that is payable in [...]

Joining The Pag-IBIG Overseas Program — Is It Really Worth It?

Did you know the difference between the Pag-IBIG Overseas Program and the regular Pag-IBIG Program, likewise known as Pag-IBIG I? Most OFWs assume that since they are based overseas, they should be getting the Pag-IBIG Overseas Program, as they are now compelled to become members of the Pag-IBIG Fund. Well, that’s not really the case. [...]

Top 5 Things Every OFW Should Know About The New Pag-IBIG Law of 2009

With the introduction of the Republic Act 9679, otherwise known as the Home Development Mutual Fund Law of 2009 or simply Pag-IBIG Fund Law of 2009, a number of changes have been implemented to the existing rules of the Pag-IBIG Fund. This article touches those affecting the Overseas Filipino Workers and those things that are [...]

Beyond Loans: The Pag-IBIG II Program As Investment And Tax Shelter

When the Pag-IBIG Fund was first conceived, it was intended to offer the following services and benefits to its members: Provident Savings Short Term Loans (Multi-Purpose Loan, Calamity Loans, etc) Housing Loans All of these are still available today. Over time, Pag-IBIG has grown (both in terms of finances and membership) that it introduced other [...]

How Your Income And Contributions Affect Your Housing Loan Entitlement

In case you are wondering how much loan amount you are entitled, this article intends to address that. By now, you should already know that the maximum housing loan amount Pag-IBIG can possibly grant to a member is P 3,000,000 while the smallest amount is only P 100,000. And the corresponding interest rate is actually [...]

The Pag-IBIG II Savings Program

Pag-IBIG Fund is not just about Housing Loans, though this is the most popular benefit offered by the institution to its members. Once you become a member of the Pag-IBIG Fund, you also participate in its Savings Program where you get yearly dividends and which you can claim upon maturity of your membership. There are [...]

Pag-IBIG Overseas Program: International Directory

An Overseas Filipino Worker who visited this website once dropped a message asking about the office of Pag-IBIG Fund in his host country. Definitely, there are a lot of OFW’s like him who are in the same situation. Their common questions include: Is there a Pag-IBIG Fund Office in [name of the country] I am [...]