Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc.

Most visitors coming to this website are Overseas Filipino Workers based from different places abroad. And many of them are asking about the online facilities of the Pag-IBIG Fund (the official website is at http://www.pagibigfund.gov.ph) so they can do some transactions anywhere they are comfortable. Some of the most common questions we encounter are listed below.

  1. I want to become a member of the Pag-IBIG Fund. Can I do it online? Do you have an online form that I can fill up and send back to you?
  2. Can I apply for A Housing Loan Online?
  3. May I request for my Pag-IBIG ID Number? Please send it through email.
  4. How will I know about my past contributions?
  5. Can I send my payments (contributions/amortizations) online?

Of course these are valid concerns as legitimate members of the Pag-IBIG Fund.

In this article, we’ll address each of these questions.

#1. Membership Application: I want to become a member of the Pag-IBIG Fund. Can I do it online? Do you have an online form that I can fill up and send back to you?

Yes, this is possible. Simply download Member’s Data Form. Print two copies and send back to the Pag-IBIG Fund.

While doing that is very convenient, the good ole way of actually handing it to the office is still best way to do it. That way, you get someone to give you an acknowledgment that your form has been received.

The most ideal way of doing it should be to just fill-up and online form — as opposed to downloading it — and waiting for a verification via email. Unfortunately, this one doesn’t exist yet. So, let’s make the best use of this one.

See also:

#2. Online Loan Application: Can I apply for A Housing Loan Online?

Just like the new member’s concern stated in #1, applying for a housing loan online still involves downloading an application form. Actually, there are other forms available on the website that are related to Pag-IBIG Loans. Here is one that you can use for the Housing Loan

The best way you can do with that form is to first study it. That should give you an idea of the documents and financial information required of you. Of course, the application will only be honored once submit it together with your signature.

Related Links:

#3. About Pag-IBIG ID: May I request for my Pag-IBIG ID Number? Please send it through email.

Sorry, but you have to personally go to the office and request for your Pag-IBIG ID Number. Please refer to #4 on how to best approach this concern.

#4. Contributions: How will I know about my past contributions?

You may want to proceed to the nearest Pag-IBIG Office and approach the staff that you want to consolidate all your contributions. You will then be given a form that you need to fill up.

The result of this might take some time especially for those who are transferring from one employer to another or those who have changed their memberships, say from employee to self-employed.
Please be patient and follow-up your inquiry at the concerned Department from time to time.

Once you get the result, you should be able to view a list of your contributions and that of your past employers. Plus, take note, the document should bear your Pag-IBIG ID Number.

See also: Your Money In Pag-IBIG Fund.

#5. Online Payment: Can I send my payments (contributions/amortizations) online?

Unfortunately, this is not possible yet. The closest way to accomplish this is to open an account with a Philippine Bank that accepts Pag-IBIG Payments. You can then arrange with the bank to execute an auto-debit setup from your account to Pag-IBIG Fund to pay for your contributions or obligations.

~~~

This article is written by Carlos Velasco.

  • Joselito Madarazo Saupan

    Sir,

    I’m a Pag-ibig member and qualified for Housing Loan.
    I want to build our dream house in our Lot approximately 600 sq.m.
    I want to apply Housing Loan for 2.5 m because that is the estimated cost of the Housing Plan.
    I have developed and rip rap the lot which I have spent 500k pesos already.
    I heard there is equity that I have to put up.
    Can I use the lot with its improvements as my equity?

    Thank you and more power to Pag Ibig.

  • lesley

    hi admin. i am currently working abroad. can my representative retrieve my membership number and contribution details to any PAG-IBIG office? since i don’t know my membership number, what will be their reference? isn’t there any other way for us members working abroad, who don’t know their id numbers, get updates on their contribution? thank you and more power.

  • Inah

    HI,
    Good evening Admin,
    My husband was transferring from one employer to another several times. How true that my husband need to request personally from the previous Pag-ibig branch like Davao branch(where he worked before) to forward all of his contribution to Makati branch (present) before Pab-ibig Makati branch can release the list of his contribution? hearsay, The pag-ibig branches are not centralized compared to SSS. The reason why the member should request to forward the contribution from one branch to another. I am just wondering how true it is. Thanks and More power.

  • http://www.pagibigfinancing.com admin

    Joselito:
    The lot, or more specifically the Land Title, is to be used as collateral for the loan. You have to submit this House Plan together with its costings when applying for your home construction loan.

    Lesley:
    Yes, that’s possible. What you should do is have your representative get a form at any Pag-IBIG Office. Then get a scanned copy of this and guide him/her what to put there on the form. There are information there that only you may have knowledge about. Things like your previous employers’ information, your parents’ name, name of spouse, etc.

  • pamiewapa@yahoo.com

    I want to buy a house and lot amounting 700,000. Its an old house. Can I loan for 700,000 to avail the house and lot.?

  • Jane

    good day. my brother is an ofw (he’s now at saudi arabia) availing pag ibig housing loan, as per his developer he is required to submit a copy of his job contract with stamp by poea but what is on hand right now is the one w/o the stamp even the agency can;t provide since accdg to them my brother is already a balikbayan. any other option? thanks and god bless!

  • Joselito Madarazo Saupan

    Dear Admin,

    Thank you very much for your information.

    Thank you and more power to Pag Ibig.

  • katherine

    hi, madam/sir,
    plano ko po mag aplly ng loan sa pag ibig, ofw po ako, gaano po b katagal ang proseso? ayos n lahat ang papeles ng lupa na plano naming bilhin…..

  • john amadeus

    I’ve already complied all the Deca homes realtor’s requirements last Nov. 29, 2010 and paid my first set of P6000 per month equity payments last Dec. 30, 2010 and will continue to pay that amount per month thereafter. The realtor said that we can probably transfer to the unit around Jan. 2011 or somewhere near that schedule. I did a first follow-up on status wither they already submitted my docs to PAGIBIG, and the respond was “they are still annotating for a transfer to my name”. I did a second follow-up this time in person, and I was told that they are waiting for the release of PAGIBIG funding. From thereon, they could no longer give any estimate schedule as to when can I transfer to the unit since they could not know when will this funding be released. QUESTION: What is the time frame that I am dealing here? I want to know WHEN can I transfer to the house unit. Thank you.

  • lou

    Hi there,

    Last September 2010, I paid my contribution for the month and until then I wasn’t able to pay for the succeeding months until now (January), But I’m willing to pay those unpaid contribution (oct,nov,dec and this january)

    I would like to ask if this will be possible and be counted as my payments for the months?
    If Yes! are this payments will be add to my total contributions? and how will I pay them? Is’t by paying them all in one transaction or each month respective?

    Hoping your soonest response!

    Thanks,

    Louie

  • michael siducon

    hi mam,sir i would like ask lng if meron n open housing en lot s silang,cavite kc gusto ko sana kumuha ng house thrue pag ibig,and can i loan for 700.00 pra maavail ko ung house en lot.

  • http://www.pagibigfinancing.com admin

    John:
    I’m sorry to hear that, but if the fund is still pending, it’s difficult to give an estimate.

    Louie:
    You don’t have to pay for your missed payments. All you need to do it pay the current and the future contributions.

    Michael:
    We have no data on that one. Please visit the Pag-IBIG near that place.

  • http://www.paibigoverseas.com bobby lucero

    i am a new member og pagibig i paid the whole year already, when i can avail housing loan? i am OFW. I BOUGHT MY HOUSE THRU IN HOUSE FINANCE? CAN I TRRANSFER TO PAGIBIG THRU HOUSING LOAN BALANCE FROM THE DEVELOPER?

  • gemmabelle n, morales

    sir/ma’am good day po.,seaman po ang husband ko balak po namin mg pag ibig housing loan para makabili ng house and lot dito sa baguio city.magkano po ang pwede namin i loan.ano po ba ang pwede namin unang gawin.makaka pag loan po ba kami sa pag-ibig.

  • Eva Espejo

    Hello,
    I am a Pag-ibig member since 1996 (or 1997), but have stopped contributing since i became an OFW (more than 5 years now). I want to continue to pay for my contribution. Do i need to pay the whole periods of not paying? … Also, I wish to apply for a housing loan. Am i still qualified for a loan despite the gap of not paying? … If qualified, I wanted to construct a house back in our province. What will be the requirements? Shall i provide a house plan? Is it necessary that the Title of the land should be under my name? It is under my mother’s name at the moment. Thank you.

  • Jose Ron

    Hi Admin

    tanong lng po OFW po ako dito sa Singapore nag update n ako ng membership ko last week from employee to POP. mag avail po sana ako ng housing loan. nakita ko isa sa mga required eh COE certificate of employment or contract.

    ask ko lang po if need pa ba ito stamped ng philippine embassy dito sa singapore. valid naman po ang work permit ko at owwa membership dito sa singapore.
    salamat po

  • ROMMEL GOMEZ

    Good day,

    Hi, Nakapag member na ako sa PAG IBIG last january 2010, i was able to contribute for 12 months palang. qualified na ba ako na mkapag loan kahit hindi pa ako nakakahulog up to 24 months? may consideration ba para sa mga nakapag member na before ang bagong guidelines na 24 months contribution was implemented?.

  • Rowena Tomiyama

    I have a same question,at the age of 42 can i apply a automatic memeber of pag ibig?if so. how many years it takes to apply a house and lot loan,since i started being a member of pag ibig.

  • brend

    hi gusto ko lang itanong kung ano ang dapat naming gawin. my husband work in manila now. about 3 yrs na po syang nagwork dito sa cebu. gusto nya pong emerge ang dalawang pag ibig nya po. kasi iba ang pag ibig number nya ngayon sa previous job nya. ano po ang unang gagawin nito ?

    thanks

  • Abby

    Greetings!
    I was a member since 2006, I stopped paying my contribution for June 2009. I want to be an active member again.
    How should I start paying for my contribution as self employed?
    My workplace is in Ayala Avenue, Makati, where is the nearest payment center for my monthly contribution?
    I am planning to get a multi purpose loan, what would be the procedure?
    Thank you very much.

  • Roger Pahkiat

    Good day,
    Nais ko pong maging kasapi ng Pag-ibig upng maging katuwang ko sa pagtupad ng aking pangarap. Ofw po ako dito sa Dubai, mayroon po ba dito sa Dubai? san po matatagpoan ang Pagibig office? anong araw po ito maaring puntahan? ano po ang mga papeles n aking dadalhin upang ako ay mabigyan ng panahon at maging lihitimomg Pagibig mamber?
    Hangad ko po ang inyong maagap n pagtugon sa aking katanongan upang maiayos ko po ang lahat sa lalong madaling panahon.
    Maraming salamat po.

  • vangie

    Hi! gusto ko po mag-pamember ng pag-ibig..paano at sa-an ako pwede mag-pa-member? ano po ba ang mga requirements? nan dito po ako sa naka base sa Scotland..maraming salamat po.

  • http://pagibigfund nora valladolid bautista

    hello po sir , nakahulog na po ako .24 months po nahulugan ko advance po ang pagbayad ko , ask ko lang po kung pwde na po ako makapagloan sa inyo , gusto ko car loan , magkanu po a month hulog ko pag pwde na ako makaloan ng car

  • Christine Bulaong Lacson

    Hi! I am a member of Pag Ibig for a long time but I have stopped my contribution when I went abroad. I want to avail of Pag-Ibig housing loan. Do I need to activate my Pag-Ibig account? How do I go through with this? Please advice. Thank you.

  • jo

    hi! i been member of Pag-ibig for two years here in Kuwait. I am applying for housing loan, unfortunately the land title was not on my name but later this year my parents transfer it on my name so we can avail the loan program. i have submitted the documents like, salary certificate and employment contract. what will i do next? i’ll be the one who will loan but im giving the special power of attorney to my father to loan in my behalf, is that possible, Sir? pls advice me what to do. i visited the embassy here but according to them i have to ask the pag-ibig fund office in my place and according to my father i have to coordinate here in kuwait embassy that was according to pag-ibig staff in phil. pls i really need your help on this matter. thanks in advance

  • Logan

    hello po.. I’m having difficulties in receiving my monthly billing statement from Pag-ibig, and the reason of the delay is from courier. My means of payment is thru SM after work since i can’t go to any nearby accredited pag-ibig payment center during weekdays due to i have work. To avoid delay of payment and penalty, i’m always calling Pag-ibig billing and collection number 848-8248. During the past month, i called on this number and asked a fax copy of my billing statement, the person whom i spoked with immediately sent me what i needed thru fax and thanks for that.. then today, again i called pag-ibig to asked a copy again for my monthly payment to prevent any delay, i spoke to somebody na masungit pa, (I will mention his name if until tommorow he will not send my request), he told me that he’s going to send what i needed but unfortunately until now i didn’t receive anything. I called again to follow up, i spoke to a lady and she informed me that she will follow it up to the Guy that i requested a copy a while ago but until now already 6:00 PM, i didn’t receive anything.

    One thing more po, Pag-ibig has a lot of telephone numbers but its very hard to contact or connect with them. i tried to contact 848-8248, since 10:30 AM until 5:00 PM always not accessible at this moment, for morethan 20 attempts of calling, my call was accepted twice only. Numbers 811-4120 & 848-8299 just ringin then change to other tone, nobody answers, i tried more than 10 times each number. Also on your trunkline 811-4401 ~ 27, just ringing, nobody is answering, i tried more than 10 times also..

    please do some action po..

    Dear Admin, pag-ibig employees salary came from employees contribution, sana maging magiliw naman kayo at magserve ng maayos..

  • http://www.pagibigfinancing.com admin

    Logan:
    I understand your point. You are not alone on this one. :-) I hope that someone from up there will be able to read your comment.

    But please, never mention the name of the guy here. It is not a purpose of this website to defame someone.

  • http://yahoo jhing

    hi,is there a possibility not to approve my housing loan if i do have credit card unsettled accounts?

  • http://yahoo.com jessica

    hi admin,

    good day!

    i have a 300 sq.m. parcel of land that i bought way back under my name.im a pag-ibig member for quite sometime now and i want to avail the pag-ibig housing loan for only 400K. is it requiered of me to construct first before i can avail the housing loan?
    thanks for taking the time to answer.

    jessica

  • http://www.pagibigfinancing.com admin

    Jhing:
    At them moment, there Pag-IBIG won’t consider that a factor.

    Jessica:
    The loan release of home construction is staggered. Say, first release, you build the foundation; second release, the wall; and so on. You don’t have to make a construction upfront before the loan is release.

    It would help if you have a contractor do the house for you and submit a report as to the progress of the construction.

  • http://yahoo roze

    hi, if for instance the total price of the lot im planning to buy is 320,000 ( 80sq meter ) and based on pag ibig appraisal, the value of the lot is only 250,000 ( 80sq meter ), it means do i need to produce 70,000 to complete the payment for the seller of the property? We applied for purchase of lot and construction of house. If our loanable amount is 700,000, can i use the excess from the budget for construction of house to pay the shortage for the lot.

  • hajjie

    admin,

    good day!

    somebody offered us a house and we have to pay around 150k and they said we will loan the property to pag ibig. i doubt that maybe, its alreadyy acquired pag ibig asset or already forclosed, how could i know the status of that property? they said they are just waiting for pag ibig notices about its appraisal. if its acquired do we have to pay 150k to them?

    thank you

  • maRILOU B. BARGO

    Hello, I would like to ask if say example the mother with existing pag-ibig housing loan but near the end of term, the daughter wants also a member to apply for housing loan and want her mother to become her co borrower, does she need to attend counselling and if she can still be the co borrower of the daughter. what will be the requirements and things to be done

  • Neil

    Magandang araw po! Katatapos lang po last Feb 03, 2011 yung 24 PDC na in-issue namin sa developer na dati lang namin pinopondohan sa bangko. Nais ko lang po sanang itanong kung san kami pwedeng magbayad ng monthly amortization namin simula next month. ang nakuha po naming bahay ay nasa Brgy. Cay Pombo Sta. Maria Bulacan, since nasa abroad po kaming pareho ng aking asawa at ang ang aming authorized representative ay nakatira sa Brgy. Kristong hari E. Rodriguez Sr. Blvd. Quezon City. San po kaya pinakamalapit na tanggapan pwedeng magbayad yung bayaw ko? At yung due date pa rin po ba ay ganon pa din na every 3rd of the month? Salamat po!

  • http://dilg.gov.ph beatriz z quiambao

    admin,

    would like to know if i can avail of the housing loan since i have an existing loan… or my husband will avail of the loan and i will be her “partner” to avail of the loan? ASAP….. thanks

  • angie

    admin,
    hello po, ask ko lang po, kung pwede pa po maka pag avail ng loan for house renovation or extension dun sa house na naloan thru pag-ibig na ka-aprove lang po last september 2010. anu po ba ang requirements? thanks po.

  • Guilbert

    admin,

    good day!

    I have an existing Pag-Ibig housing loan wherein I paid almost five years which amounted to P200,000 more or less. I have a remaining 15 years to pay for my loan. My question is: Can I avail of a loan for Housing Improvement worth P100,000. If allowed, will it be deducted parallel to my existing payment years (15 years)? I hope you have this kind of privilege. Thank you.

  • Leonor

    Hello,hava a pleasant morning to everyone. We’re paying our monthly amortzation for almost 6 yrs. our balance still @ 500k. My question is, if we paid the Full remaining balance price is there a discount? Hope to hear answers from you.thank you

  • Nil

    Hello,
    Got a question, I’m a new member of PAG-IBIG and there is a unit For Sale and I want to buy it and to continue its payment.Please tell me what to do coz I didn’t know if I’m entitle to continue it’s payment.
    Is paying two years advance for PAG_IBIG is still in effect?

    Thank you,

  • dess

    hello po..kung ipapaclear po ung sec. IV dahil nailipat na ang pangalan sa asawa,ilang araw po ang aabutin?

  • http://www.pagibigfinancing.com admin

    Roze:
    The loan amount will always be based on the appraised value. That means you have to produce the excess amount or you have to negotiate with the seller to lower down the price.

    Hajjie:
    Buyer beware! Real Estate Investment is both an art and science that involves knowing when to open and when to close your wallet.

    Marilou:
    The requirements for the co-borrower are the same for the principla borrower. If the mother is nearing retirement, that would definitely affect the loan term also.

    Neil:

    Sorry, but I’m not familiar with your place. YOu can always issue a set of PDC at the Pag-IBIG Office.

    Beatriz:
    You are only allowed to have one housing loan at a time.

    Angie:
    It is very unlikely that you will be approved since you got the loan just very recently.

    Guilbert:

    Yes, you may apply for a home improvement loan.

    Leonor:

    There is no discount, but you will save a lot in terms of interest payments.

  • evans

    hi po good afternoon! i just wanna have an idea if how much po possible na malo-loan for a house construction for a lot that is around 150sqm and is located in santana subd., brgy.dolores, taytay rizal. my contribution is at minimum rate only. and is it true that pag-ibig’s basis of loan is the zonal value of the lot and not its market value? ive check kse sa bir as of 2003, the zonal value po is 750/sqm, mejo mababa po. how much po kaya possible na malo-loan? thank you po and have a nice day!

  • John John

    Hi admin,

    Local member po ako ng pag-ibig since may 2007 pero 9 contributions lang po ako, hindi ko na po tinuloy. At POP member din po ako since march 2009, tapos ang contribution ko po ay hangang january 2010 lang sa POP account, hindi pa po ako nakabayad ng monthly contribution hangang ngayong 2011.
    eto po tanong ko:
    just incase po ba na bayaran ko po yong previous month ko for both local and POP, makaka-apply po ba ako ng housing loan?

    Thank you po.

  • KAT25

    Hi,
    I have the same concern as well. I’ve already paid 1yr of my equity sa developer , but til now wla pa rin pong notice to move in..
    How can i check and follow up my loan status? And developer po ba ang cause ng delay . Sbi po nila d pa tpos iprocess yung sa pag ibig? I’ts been more than a year po kc..
    Thanks.

  • http://www.pagibigfinancing.com admin

    Evans:

    Please read this article to determine your loan amount:

    http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/

    John:
    You need to have contributed at least 24 months to be accepted for a loan application.

    Kat25:
    Please follow-up with Pag-IBIG and your broker/agent.

  • mike

    can i transfer my pagibig contribution onlne?

  • Jessiphine P. Sunico

    Hi,..gusto ko lang po sna mlaman kng magkno ang voluntary contribution if my salary is 3,000 a mth? thank you so much,…

  • Joanne Reyes

    Hi po very good afternoon! Presently I am an OFW in Dubai. For 7 years I was Pagibig member thru my employer in Makati then afterwards I went to Dubai so my contributions had stopped because I was no longer connected to my previous employer.

    I went home on August 2010. I went to POEA and approached a Pagibig representative and I was informed that Pagibig is mandatory to OFW so I have paid Php 500.

    My question is what happen to my contribution as per my previous employer? What I have pay will automatically activated my previous contributions?

    THank you very much!

  • http://www.pagibigfinancing.com/articles/2011/online-concerns-housing-loan-applications-membership-status-and-contributions-inquiry-etc/ Helen t. Tadena

    Gud pm po!
    Paano ko po malalaman kung approved na ang loan take out ko? Developer po kasi ang nagprocess ng mga papers ko. May copya po ba ako sa mga papers na pinirmahan ko (makapal o marami ako pinirmahan) Paano ko malalaman o makakasiguro na ang developer ay Pag-ibig member at hindi ako lolokohin kagaya sa ginawa ng ibang developers.
    Salamat po!

  • rochelle dela cruz

    good am po.

    My husband is one of the repatriate from libya, at the moment we have an in-house financing loan. & presently paying the monthly amortization of 21k plus. as a result of what happen to Libya, my husband arrived here in the philippines last march 3. We are now encountering a financial constrain. We are requesting & if you could give us consideration to transfer my loan to pag-ibig as early as possible. We are worried na hindi ito mabayaran coz medyo mabigat yung monthly amortization. Hope you can help us. As this time under construction pa yung house, as per developer in 1 month or 2 matatapos na yung construction.Please consider our situation.. Hope you understand. We are waititng for your immediate response. thank you very much.

  • http://www.pagibigfinancing.com admin

    @mike:
    That’s not possible yet at this time.

    @Jessiphine:
    It’s only 100/month though you can pay as much as you want.

    @Joanne:
    That’s right, you are automatically active once you pay for your contribution anew. YOur previous contributions are merged with your current contributions. YOu should personally ask
    the Pag-IBIG Fund to consolidate your records once you are back to the Philippines.

    @Helen:
    Excellent question. You may want to check directly with Pag-IBIG if your developer is an accredited member. Take note that not all developers are accredited… some just opted not to do it.

    As for the loan release, it’s really taking a long time these days for Pag-IBIG to release a loan. I’m not sure what’s happening there.

    @Rochelle:
    The answer to your question is here.

  • http://yahoo irma

    inquiries

    1. i was a Govt employee for 5 years and now im in Riyadh working, i stoped contribution since March 2010, can i still pay for the months i missed out with the new contribution rate as overseas worker?

    2. i would like to make a loan of 1.8m for a house and lot in manila will it possible with my current status? and how long will it take to process?

  • aimee conopio

    I would like to loan the amount of 1.5 million to finish my house, I am a member of PAG-Ibig since yr.2000 I think. I am a permanent worker on a private boat. Am I gonna be qualified to loan this amount with out any collateral to give but a monthly payment for 2yrs?

  • lea

    hi,gud pm po,ask ko lng,kpag nging member n po ng pag-ibig nkpag contributions n po ng 24 months,pwd n po mg apply ng housing loan?tska po tanong ko din po meron po bang hindi naaaproved ang housing loan?bkt po ang reason n pwd hnd maaproved ang housing loan,sana po msagot nyo ako.marami salamat po…

  • http://www.pagibigfinancing.com admin

    @Irma: Yes, it’s possible and you should immediate re-activate your membership if you are planning to get a loan.

    As for the maximum amount of loan you are allowed/entitled, please check on the article that talks about Income vs Loan Amount.

    @Aimee: Please check on this link to know about your loan amount qualification. And about the collateral, the land title can serve that purpose.

    @Lea: I’d like to address the question where you raise the topic of loan disapproval. Yes, that’s really possible and the biggest reason is not enough income to cover the monthly amortization.

  • lea

    hi,gud pm po,pcensya na po sa tanong ko khapon magulo.eto po nman ang tanong ko ngayon,sa ofw po b kpag merong ng apply ng housing loan naaaproved po b lhat?tulad ko po im ofw d2 s hongkong ung asawa ko po self-employed po,kpag ng apply po b ako ng housing loan maaaproved po b?sana masagot myo po ako ulit…maraming salamat po admin…

  • jonathan s. barreyro

    mam / sir,

    can i have all the list of developers na may problema sa pag-ibig fund para sure po ako sa developer na pupuntahan ko. maraming salamat po.

    jonathan s. barreyro

  • jonathan s. barreyro

    mam / sir,

    meron po akong in-house loan sa first advance development corporation pero nag change scheme po ako from in-house to pag-ibig. the problem is meron findings ang msvs ko 2 times na kasi before may existing housing loan po ako pero it’s all clear na . i attach all the supporting papers na nagsasabing fully paid na, photo copy of land title, and deed of obsolute sale. sabi po sa amin ng verifier ok na. pero gusto ko po i submit ang msvs result sa ibang developer, pwede po ba iyon ? kasi sabi po 6 months validity ng msvs.

    Mr. Jonathan S. Barreyro

  • khim

    Hi!

    Just want to ask in regards to my salary loan, I had a loan last October I started paying it @ december nah to sum up I only paid 4months so I am lacking of 2months. Can I pay it half-way? therefore I can renew my loan? would it be possible? thanks

  • Wen

    Hi,good afternoon po. I am currently in Dubai and a POP member since 2009..I have only paid the lump sum value of 1 year contribution then I had stopped paying the monthly contribution. Now I want to buy a house and get it financed through PAG-IBIG. Will I be eligible to apply for the loan if I pay again the lump sum value of 1 more year so as to have a total contribution of 24 months?or it has to be 24 consecutive months? Thanks and God bless..

  • http://www.pagibigfinancing.com admin

    @lea:
    There are factors to be considered before any lending institutions can grant you a loan. In the case of Pag-IBIG,
    not everyone who applied for a loan will be granted.

    @jonathan:
    For the list of developers, you can ask that from Pag-IBIG.

    For your second question, you are allowed to get a loan up to 3 times. I believe you can still get another loan.

    @khim:
    Please check this link.

    Wen:
    Please check our latest article entitled
    “How To Check If You Are Qualified For A Pag-IBIG Housing Loan”

  • lisa

    hi,gud pm po,nakakalungkot nman pong isipin,tulad ng sinabi nyo po n hnd lahat ng mga naghahousing loan ay naaaproved,that means po s kagaya ko po na ofw at self employed ang work ng husband ko.not sure na maapprove ako pgnag apply ako for housing loan,maraming salamat po sa sagot…gob bless u…

  • lisa

    balak ko po sana mghousing loan nextyear sa pag-ibig house&lot purchase po,qualified po b ako isang ofw at self-employed ang husband ko?at kung thru pag-ibig financing po ung balak kong bilhin na house&lot,magranted po kaya ako ng pag-ibig maapproved po kaya?salama po…

  • http://none jocelyn bontilao saclot

    Hi!, Iam a member of Pag-ibig Mutual fund in Cagayan de Oro. My reuest is plese send me through my email add my total accumulated value/ and or contribution.

    Thank you very much.

  • http://rizaldy_tendencia@yahoo.com rizaldy c. tendencia

    gud morning po sa inyo ask ko sana kung puwede ba ako maka pag salary loan? i’m seaman po at about 3 years na rin ang contribution ko 100 sa employer ko at 500 pesos sa akin yan ang monthly contribution ko,magkano kaya ang mq loan ko at ano mga requirements salamat po & god bless you!

  • http://rizaldy_tendencia@yahoo.com zaldskie

    gud am po,nakasanla po ang bahay at lupa namin sa rural bank mahigit 1 mil na rin puwede ko bang mailipat sa pag-ibig kasi malaki ang interest doon,kung puwede po ano naman ang mga requirements? i’m seaman po at pansamantala nag babakasyon dito sa probinsiya sana matulungan niyo po ako kung ano gawin ko,salamat po…..

  • http://rizaldy_tendencia@yahoo.com zaldskie

    gud am po,ask lang sana ako kung pwede ba ako maka pag salary loan? seaman po ako at about 3 years na rin ang contribution 100 sa employer at 500 pesos sa akin monthly ang contribution ko kung puwede magkano ang ma loan ko at ano ang mga requirements salamat po & more power to you!

  • lea

    gud pm po,tanong ko lng meron po bang deposit/downpayment n bbayaran kapag sa pag-ibig nghousingloan? kapag may gusto po akong bilhing house&lot thru pag-ibig financing po,di ba po dapat ung pag-ibig po ang magbbyad lahat sa developer tpos po ako nman po ang may utang sa pag-ibig kaya po monthly ang payment ko ganun po db dapt?or ngbgo n po b ng policy?kc po ung 1 frend ko po sbi nya ngdownpayment dw po sya ng 25k,sa pag-ibig din po nya kinuha ung house nya po,sana masagot nyo po,god bless…

  • Anthony

    gud pm po! Tanong ko lang po legible ako sa housing loan? dati na po akong member nahinto lang ako maghulog nung umalis ako ng bansa.
    salamat po!

  • Victor Roberto Par

    Dear Madam/Sir:
    Dati dyan ako sa pinas nagtatrabaho pero ngayon andito na ako abroad pero bago pa naman at aktibo akong miyembro ng PAG-IBIG,kailangan po bang mag-change status na ako to continue my contribution sa PAG-IBIG?o ganun pa rin,bale ipagpatuloy ko lang.god bless.

    ty.

  • mildred

    gud am!tnong ko lang po kung pede po b n pa stop ang contribution ko at iopset nalang sa loan me?2006 p po ang huling hulog me at wl n rin po me work at para d npo lumaki utang me a inyo!poible po b un?

  • KAT25

    Hi,
    Regarding my previous message about LOAN TAKEOUT..
    THANKS FOR YOUR URGENT RESPONSE.
    i already checked it with my agent, i was advised that Pag ibig is being cautious now, because of GLOBAL ASIATIC SCAM , not only with my developer, but on all developers. Thus the pag ibig loan Process and Loan take out is way taking too much longer than expected.
    Is this TRUE in any way ? Thanks,

  • ricky

    sir/ma’am,
    i’m a military officer with apay grade of captain and a member of pagibig since 2001. i’ve learned that the apartment i’m residing is for sale for 2.5M. can i avail a loan for said apartment, payable in 25 years? thanks

  • ro-anne

    hi admin,
    i used to be a Pagibig member for as i can remember was 12 straight years before i became a resifdent here in Mexico. My question is, i want to help my father renovate their house. How can i help my father avail the loan from Pagibig me as the primary borrower? Is this possible? Please advise.

  • kikay

    sir/maam
    hi im a new members of pag ibig ofw…representative of pag ibig here in israel told us that if we complete the 24 months of payment this year we can loan 3 million payable for 30 yrs…i got the highest contribution.tnx and more power

  • http://none Maribel Andres

    I dont know if i already have a pag-ibig number…can you please check..?and if i dont have how can i apply through online..?

    thanks,

    MARIBEL

  • john paolo magos

    just want to check my pag ibig status

    thanks

  • lhynmp

    hello po…. ask ko lang poh dati akong pag-ibig member tapus na stop at meron naiwan na loan, puedi ko pong ituloy at bayaran yung remaining accout balance ko? tnx po

  • myzsacha

    admin,
    may housing loan po ang bro q sa bank payable for 15 yrs. ofw sya. nung 2008, 32k lng monthly amort. nya, ngaun po mhgit 37k na. nag inquire sya sa pagibig thru the embassy,nsa 30k bbyaran nya for 30yrs. wise po ba na itransfer pa nya sa pagibig ang housing loan nya? tama po ba un computation sa embassy? o mas ok po ba kun d2 sya magtransact sa atin pag ngbakasyon nlng sya? pls help. need ur advise. tnx a lot and god bless.

  • Chriz Getigan

    Dear Admin,
    8 yrs na po akong contributor. Pwede po ba akong makakuha ng salary loan na 150,000.00. Kailangan ko po kasing ipaayos ang ipinapagawa kong bahay sa probinsya e.

    salamat po…

  • diane

    good day….i am a pag-ibig member for i tink 2-3yrs already.. hndi pa ko nakapag-loan eversince.. now, i am tinking to apply for a loan for use to renovate our house, i tink 200,000.. is it posible?! ano ano po ang requirements na kailangan para makapagloan and what kind of loan po ang pede kong gamitin?! my contribution is 200 monhtly…. matagal po ba ang processing nun? tnx

  • Logan

    Dear Admin, i got a very bad experience today at Pag-Ibig, I called number 848-8248 for more than 10 times, sometimes no one is answering, WORST THING IS: MORE THAN 5 TIMES NA ME NAG-ANGAT NG PHONE NYO DYAN, NARIRINIG KO NA ME NAG-UUSAP, MERON PA NGA AKO NARINIG NA NAGSABING “PAG-IBIG”, PERO YUNG NAG-ANGAT NG PHONE NYO TO RECEIVE MY CALL AY DI MAN LANG NAGSALITA, INSTEAD ILANG BESES NYANG IBINABABA ANG CALL KO TAPOS IAANGAT NYA ULIT, PAGNARIRINIG NYANG NAGHEHELO PARIN AKO IBABABA NYA ULIT!!! NAPAKA WALNG MODO NG TAO DYAN, ALAM KO DI LAHAT DYAN AY WALANG MODO PERO DAHIL SA KANILA NASISIRA ANG IMAGE NG BUONG PAG-IBIG STAFF!!! ALALAHANIN NYO PO NA TAONG BAYAN ANG NAGPAPASAHOD SA INYO DYAN, MAGTRABAHO KAYO NG MAIGE AT IRESPETO NYO NAMAN ANG MGA NAGPAPASAHOD SA INYO!!! ALAM KO KUNG SINO ANG ME HAWAK NG PHONE NA 848-8248, PAGSIGURADO NA AKO NA SYA NG NAGHAHANG NG TAWAG KO PAPANGALANAN KO SYA DITO!!! WAG KAYONG BASTOS, MAGTRABAHO KAYO NG MAIGE!!! FOR SURE DAMI NAGREREKLAMO DYAN, ANO BA GINAGAWANG ACTION NG HRD NYO? DAPT YUNGMGA GANYANG EMPLEYADO NG PAG-IBIG TINATANGAL NA!!! UULITIN KO PO ADMIN ETO YUNG NUMBER NA TINAWAGAN KO 848-8248!!!!!!!!!

  • http://www.pagibigfinancing.com admin

    @Logan:
    It could be that the phone is defective or it could also be that you are right. :-)
    Like you, I’m hoping that someone from there could read your comment.

    @lisa:
    Mas lalong nakakalungkot isipin kung lahat ng nag-aaply ng loan ay na-aaaprobahan. :-) Aside from the fact that it is impossible, saan pa kaya kukuha ng pera ang Pag-IBIG? Remember Pag-IBIG is a Mutual Fund whose primary source of Fund is the member’s contributions and its income from various home loans.

    @rizaldy:
    You may apply for a salary loan from any Pag-IBIG office. It’s under the Multi-Purpose Loan, please check this link also

    http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/

    @zaldskie:
    First you need to coordinate with the bank on how to go about this. And then you have to visit the Pag-IBIG near your place to see if you are qualified. It’s a long process.

    @lea:
    I think you have already answered part of your question. The 25k down payment comes from the pocket of your friend. That’s about the only money that came from her, the rest is shouldered by Pag-IBIG.

    Nothing has changed about the policy on this one. But take note, if the price of the property is higher, you may be required to put a larger amount for the down payment.

    @Anthony:
    Please read this article to find out if you are qualified for Pag-IBIG Housing Loan:

    http://www.pagibigfinancing.com/articles/2011/how-to-check-if-you-are-qualified-for-a-pag-ibig-housing-loan/

    @Victor:
    Ipagpatuloy mo na lang para simple. If you would be staying there longer, you may want to upgrade to Pag-IBIG Overseas Program.

    @kat25:

    Sadly, yes. :-(

    @ricky:
    Yes, absolutely. You may want to check this article for your reference:

    http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/

    Please attend the Scheduled Housing Loan Seminar and you may apply from there.

    @ro-anne:
    First, you need to be an active member of the Pag-IBIG Fund. Try to check if you can get a Multi-Purpose Loan large enough to cover the renovation cost.

    @lhynmp:
    Please check the status of that loan at the Pag-IBIG Office.

    @myzsacha:
    There are so many things to consider. Please coordinate with your bank and the Pag-IBIG Fund. That 7k / mo difference is already large, so
    make sure that you are making the right move to Pag-IBIG. As a hint, please consider the following:

    1. compare the interest rate of both institutions.
    2. ease of payment
    3. client support

    @Chriz:
    Pag-IBIG Salary loan is actually under the Multi-Purpose Loan Program.
    To find out the maximum loan amount you can get, please check with this article:

    http://www.pagibigfinancing.com/articles/2011/more-on-pag-ibig-multi-purpose-loan/

    @Diane:

    Please see also my reply to @Chriz

  • Marco

    How can I pay my PAGIBIG loan here in UAE?

  • fredo

    helo admin,

    member for ako ng pagibig nun pang 80’s i stop my payment conribution nun ntpos ko n ang 5 yrs kc ngwrk n aq xa abroad, kya mula nun d n aq nkkpghulog, pero wla akong loan o utang sa pgibig, mkkuha ko po b ung ncontribute ko dti xa pag-ibig kc ngayon wla n aqngtrabaho at nand2 n aq sa pinas dhil xa isng aksidente na ngyri sken d n aq mkpgtrabaho ng maayos

    sna mreplyan nyo po ako mrming slmat

  • Trixy

    Hi Admin,
    Pls. help me follow up my billing for the month of May, I’m calling Pag-ibig several times almost all telephone numbers but unfortunately it’s just keep on ringing and no one is answering. I’ve been trying to call since last week because my due date for the Month of May is tomorrow, May 17, and yet I have no billing yet. Pls. follow up so I could pay it at SM, I lived in Biñan, Laguna and it will be hard and unpractical for me to travel to Makati and file for a leave from work. Sayang po at need ako sa work ko.. Hope you understand and help me resolve this to avoid penalty. Hinde po kasi ako mayaman pra sa karagdagan bayarin.. hope you understand. thanks.

  • Belle

    Gud pm!

    we have acquired a house under my name from a developer. Initially kasi wala pang Pag-ibig sa financing scheme or mataas ung downpayment required so inhouse namin knuha. eh ngayon pwede na raw sya sa Pagibig. Plano sana namin ilipat sa pagibig kaso may existing akong housing loan. Possible bang maaply sya ng husband ko sa pagibig kahit nakapangalan sya sa akin or need n itransfer muna sa name nya? Thanks in advance.

  • http://www.pagibigfinancing.com admin

    @Belle:
    You need to transfer it to his name first. Or you may also want to pay off your existing home loan with Pag-IBIG and apply a new one just for this property.

    @fredo:
    Yes, you are entitled to your benefits. Please inquire further to the office on how to proceed.

  • mitch

    Hello,

    Question lang po on how long will it take before you can have the Notice of Approval from PAGIBIG? Inspection was already made last week (May 23). Any advice? By the way, this is a house construction loan.

    Thanks!

  • Sheryl

    Hi, I would like to inquire if I can purchase a house & lot owned by my parents thru pag-ibig?

  • http://www.pagibigfinancing.com admin

    @Mitch:
    It really depends on many factors such as the availability of the fund. But normally, it should not take more than two weeks. It’s best if you follow-up with the branch where you applied for the loan.

    @Sheryl:
    Absolutely!

  • jacksanjuan

    tanong ko lang po mag kano ang makukuha kapag first loan sa pag-ibig?salary loan deduction.6yr na member na po.panno din makakakuha ng housing loan?panu po ba bayad nito at paano malalaman magkano na ang nahuhulog?

  • amie

    good day po! inquire ko po kung pwede mg avail ng housing loan s inuupahan nming bahay ngaun..for sale po kasi siya. balak po namin, kami na lang bibili thru pagibig. Gen.trias,cavite po ang location.

  • http://www.pagibigfinancing.com admin

    @jacksanjuan:
    For your question on salary loan, which really falls under the multi-purpose loan, please refer to this link:

    http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-multi-purpose-loan/

    You may pay your loan over the counter or from one of the authorized collection agents.

    As to your contributions, please check it at the Pag-IBIG branch near you.

    @amie:
    Yes, that’s possible.

  • sheila

    can i avail of the housing loan for the construction of the house in our residential lot even if the title is not under my name?

  • http://strong tessa

    Kung ang member ng Pag-ibig ay namatay na may malaking balance pa sa kaniyang housing loan, automatically po bang bayad na iyon o itutuloy ng kaniyang pamilya ang pagbayad? Salamat po.

  • http://www.pagibigfinancing.com/articles/2011/online-concerns-housing-loan-applications-membership-status-and-contributions-inquiry-etc/ carlo primo otacan

    good day po..i would like to ask kong pa’no po process ng payment sa pag-ibig.i don’t know ano ang mga requirements para sa payment kasi inutusan lang po ako ng papa ko na magbayad for my sister’s account.salamat po.

  • Jane

    Hi Admin!

    Nakakuha po ako ng bahay at lupa sa isa sa mga projects ng Citihomes sa Cavite. Nabayaran ko na po and downpayment at ngayon po ay nasa monthly amortization na ako. after ng last payment para sa downpayment ng bahay, humingi ng 22 or 24 checks ang Citihomes para sila na ang magfoforward ng bahay kay Pag-ibig. Kaso po nasunugan kami nitong Feb, 2011 (hindi po ito yung bahay sa Cavite). Nawalan po ako ng track kung ok pa po ba yung mga checks na naiforward ko sa Citihomes or hindi na. Nung nakuha ko na po yung business number nila eh out of service na siya. Tapos nalaman ko na lang na lumipat na sila ng building at iba na rin contact number nila. Nung tumawag ako sa kanila ang sabi po ay March 2011 daw nag end lahat ng checks at may unpaid 4 months ako from April – July 2011. Pero tuluy tuloy pa din po ang hulog namin sa bank kung saan kami kumuha ng checking account. Ang alam ko po ay kapag 3 consecutive months kang hindi nakabayad ay mawawala na sayo yung bahay. I have proofs to show na nasunugan po kami. Nagbibigay po ba ang Pag-ibig ng special consideration para sa mga kasong ganito? Thanks in advance.

  • Elvie

    gusto pong kumuha ng housing loan ang pinsan ko, pero hindi pa siya member ng PAGIBIG. 6 six po siya sa Israel pero nandito na po siya ngayon sa Pilipinas, nag-apply uli papunta Hongkong at anytime po ay paalis na din siya, tapos na ang interview niya with the employer, nagtraining at nagmedical na siya. ano po ang prosesong puwede niyang gawin?

  • Elvie

    May kapatid po ako nasa Korea, pero matatapos na kontrata niya by August. At planong mag-apply ulit sa ibang bansa dahil nag-iba na uli ang policy ng Korea, na pag finished contract na, hindi na ulit makakabalik, para mabigyan ng pagkakataon ang ibang makapag-trabaho doon, kaya sa ibang bansa niya planong mag-apply. Puwede pa rin ba siyang kumuha ng housing loan as OFW? Sa ngayon po ay hindi pa siya member, ano po ang puwede niyan gawin? Thanks po.

  • http://www.pagibigfinancing.com admin

    @Elvie:
    Actually, all OFWs are now required to become members of the Pag-IBIG Fund. Your sister and cousin should be able to do it at the Pag-IBIG Satellite Office at the POEA.

    @Jane:
    What are those checks for? Are they for the down payment or the monthly amortizations? Please have your developer explain on this thing.

    @carlo:
    YOu need to know the pag-ibig account details of your sister. Please check this at the Pag-IBIG Branch.

    @tessa:
    It should be considered paid due to the MRI Insurance.

  • Judy Ann Veloria

    Hi Jane,
    Ganon talaga ang policy ngayon ng mga developers. After paying the downpayment, you are required to pay the miscellaneous fee in cash. Then after that, even there’s no loan take-out yet from PAGIBIG, you have to continue paying for the monthly amortization. After your PAGIBIG loan take out, the developer will require you to issue 24 pcs of postdated checks payable to the name of your developer, and at the back of the PDC, you’ll have to write “for HDMF monthly amortization”. Yung payments mo naman after the DP, idededuct na nila don yung iba mo pang babayarin like one-year advance payment for the homeowners association dues, pagibig charges, water and electricity connection. For two years, sa developer ka magbabayad ng payments mo for PAG-IBIG, at yung developer ang magfo-forward sa PAGIBIG. Kung maalala mo, pag may mga seminar sa pagibig, may two year buy-back and di ko na maalala yung isa, para pag hindi natuloy ang paghulog mo, or nagkaproblema ka sa payments mo, may option ang developer at ikaw kung ano ang gagawin ninyo. Ngayon, ang problema sa pagkasunog ng mga documents mo, yun ang hindi ko masasagot, dapat siguro personal kang pumunta sa developer. malamang sa kuwento mo, hindi ka pa nakapagloan take out sa pagibig, so hindi pa yan masasagot ng pagibig. nakapagloan take out ka na ba?

  • Elvie

    I have heard many complaints about PAGIBIG telephone numbers that are not responding. It’s just ringing or it’s not available, or it keeps on ringing, you hang it up and try to call again, and all of a sudden, it became busy. I don’t know if PAGIBIG employees are just ignoring phone calls or inquiries, because definitely, that phone numbers are there for people’s queries. Nagsurf na nga ako sa internet kasi hopeless ang mga numbers ng PAGIBIG. kaya nabasa niyo queries ko about my OFW cousin and brother who also want to avail of housing loan, kasi whole day ako nagtatawag sa phones na binigay ng operator niyo, pero pinasa-pasa lang ako. at yung last three telephone numbers na binigay, as in no answer at all, either busy, or nagriring lang, tapos try tawagan uli, busy na. ibig sabihin, ginagamit na yung phone, kasi nagring, tapos tawagan uli, busy na. yung isa naman, not available at the moment. heto na naman ako, nagtatawag uli ako, ganon na naman, kaya naghanap uli ako ng internet na puwede ko basahin ang sagot sa queries, at SALAMAT, may sagot sa queries ko. buti pa dito sa internet, may sagot, sa telepono niyo, wala talagang maaasahan. sana magawan ng solusyon ang mga operators niyo, o mga empleadong nakatalaga na magsagot ng phones. maraming salamat.

  • Elvie

    Puwede pa rin po ba yung dating rule of PAGIBIG na magbayad ng two year contribution para maka-avail ng housing loan?

    thanks po.

  • mae

    ask lng po my husband was a seaman,if ever maka avail po kmi ng housing construction hindi po ba buo ang ma recieve namin?example po magloan po kmi ng 500k stagard po ba yan ibigay samin?at lastly po kailangan po ba na mag construct first ng house nmin b4 po kmi maka avail xa pag ibig?thank u..hope u can answer my concern..god bless

  • fernando

    sir/man, mga magkano po ba ang pwede naming bayaran monthly pag nakapag loan kami ng 2M.. in 20 years or 30 years..pwede po ba mahingi ang break down..salamat po..

    gumagalang
    fernando

  • http://www.pagibigfinancing.com admin

    @fernando:
    Please use the Mortgage Calculator so that you can have an estimate. Here’s the link:

    http://www.pagibigfinancing.com/articles/2011/mortgage-calculator-and-amortization-schedule-plus-how-to-save-on-your-loan-payments/

    @mae:
    For the House Construction loan, you need to shoulder the initial cost of construction. And yes, the release is per progress.

    @Elvie:
    Pag-IBIG is not very strict on that rule. SOme branch will still allow you to do that.

  • thelma

    hi,
    juz want to ask if how much is the equivalent amt. to loan if you contributed in 24 months

  • Jeza lagulao

    Hi. I just want to ask how to activate pag-ibig number? I have a friend there in dubai. Now, he ask me to activate it.

  • Ronelo

    Sir/Mam,
    Tanong ko lang po about sa payment options ng housing loan, bale this coming Sept. 2011 na po mag-exapire ung post-dated checks na binigay ko sa Pag-IBIG. Ang problem hindi po ako makakapunta personally sa Pag-IBIG office by end ng Sept kasi nandito po ako sa South Korea ngaun. Nagpunta po ako sa branch ng Metrobank d2 sa Seoul pero Pag-IBIG contributions lang daw ang service nila. Wala na po ba iba option sa pagbayad ng housing loan other than post-dated checks? Wala po ba bank transfer?
    Thank you!

  • http://pagibigmultiporpuseloan josemari G chavez

    good am po jose mari chavez po ito mag iinquire lang ako kung ok na ang aking loan kung nandyan na po ang checke. c/o po cunard singga shipping

  • cris enate

    gud am po! member po ako ng pag ibig,,, gusto ko lng po sn malamn kung pwede ko po magamit ang pag ibig ko for renovation ng bahay nmin pero hindi po nkpangalan sakin ang land title sa father ko. and kung pwede po ito ano ang proseso.

    t

  • http://google yang

    admin,
    gud day!! i would like to ask po coz i want to loan a house and lot tru pag-ibig and the amount of the said house and lot was 2M. do we need to buy the house and lot from our own pocket first before we can apply it to pag-ibig? or do we need the title under my husband name first? more power thnx somuch..looking 4ward 2 hear answer from u soon.

  • randy

    Hi Admin,

    Napalitan po ang araw ng Birth day ko Ano ba dapat gawin para maitama,

  • Carmen

    Ask ko lang po. kapag po ba nag default sa payment ng HOusing Loan at nag due for foreclosure ang property pero before it was foreclosed eh pumirma ng DATION IN PAGO ang may ari ng bahay in favor of Pag-ibig. Hindi na din po ba magiging entitle sa retirement benefits?

    Sabi po ksi sa amin sa Pag-Ibig Calamba eh entitled pa din daw po. pero sabi po sa akin ng may-ari ng bahay na nag Dation eh wala na daw po sia matatanggap according sa Pag-Ibig kaya sa amin nia po kinukuha ang dapat po ay retirement benefits nia po. Kami po ksi ang nangungupahan sa bahay nila hindi kami pinaalis dun ng pag-ibig at sa amin din po inooffer ng may-ari. Pumayag kami i dation dahil ang alam po namin eh ang current market value na lang ang babayaran namin sa pag-ibig dahil ipapasok ko na sia na loan ko po at may matatanggap naman na retirement benefits pa din nia un dating may ari ng bahay. pero ngaun nga po eh sinasabi sa aming wala. naguguluhan na po ksi kami. Hindi pa man binibigay sa amin ng pag-ibig ang bahay at wala pa kami napipiramahang documents eh pinagbabayad napo kami ng dating may-ari ng bahay.
    Salamat po.

  • http://www.pagibigfinancing.com admin

    @Carmen:
    Apparently, you are being ripped by the former owner. Please report this matter to your local or Barangay Officials.

    @randy:
    If this has to do with your membership information, please request an update from the branch.

    @yang:
    Are you buying from an individual seller? Please ask the assistance of a lawyer and have everything in writing. The process should go like this:

    You pay the down payment
    Apply for a home loan
    Wait for Approval
    Transfer the Title to your name
    Then Pag-IBIG pays the seller

    @cris:
    It has to be in your name.

    @josemari:
    Please make a follow up at the branch.

    @Ronelo:
    You can request your representative to pay it over the counter. Bank transfer is not yet available as of now.

    Please refer to this link for details:

    http://www.pagibigfinancing.com/articles/2011/5-ways-to-pay-the-pag-ibig-fund/

  • april

    Good evening admin. Thank you for posting useful information in this site. My husband and i are planning to avail of the housing loan and for us to get a bigger amount of approved loan,how do we do it? only one of us will apply? or is there another type of application? will he be considered as a co-borrower.. im really confused.. i hope to hear from you soon.. thank you so much..

  • Jay R

    I would like to transfer my ownership of a pagibig house and lot (not yet fully paid) to a neighbor who’s willing to continue paying the monthly amort. How’s the procedures?

  • Roland Quintero

    Hello! i ask ko lang po kung pwedeng pagisahin yung mga hinulog ko sa pagibig nung nagwork pa ako sa pilipinas ngayon po ofw na ako meron akong mandatory at valuntary pwede po bang pagisahin para isang number lang ang hinuhulugan ko at kung pwede po bang mag advance ng bayad for 24 month kasi balak kong kumuha ng housing loan.

  • Alex Garcia Ventura

    Hello po pwede po paki-send sa E-mail ko ang Total Contribution at ang Pag-ibig member number ko…tenks po…

  • http://www.pagibigfinancing.com admin

    @april:
    If you are both members of the Pag-IBIG Fund, you can join together and apply for a single loan. That’s one way to obtain a bigger loan amount.

    @Jay:
    Please proceed to the Office of the Pag-IBIG Fund for all of the documents required on this type of transaction.

    @Roland:
    Yes, you should consolidate all of your contributions everytime to move from one employer to the next.

    @Alex:
    You have to request it at the office.

  • gelica

    hi. good morning. ask ko lang po, kung pwedeng mag-apply ang mag-asawa for single loan, applicable din po kaya ito sa magkapatid para makakuha ng bigger loan amount? thanks po.

  • http://facebook marilyn m. bandoja

    to whom it may concern:
    Good day! po, ask ko lang if pwede ko pa bang ipagpatuloy ang pagbabayad ng membership payment ko sa POP program.. nagmember po ako nung year 2006. di ko po naituloy bayaran kasi po di natuloy ang alis ko papuntang taiwan.. pano ko po maipagpapatuloy ang pagbabayad?

  • http://www.ymrebmomville.blogspot.com Ymreb

    Hello!

    Housing loans require at least 24 monthly contributions. I currently have 6 months worth of contribution.

    Am I ALLOWED to pay for the remaining contributions (18 contributions more) for me to avail for a housing loan?

    Please, I want to know how if this is possible.

    Thanks

  • http://www.pagibigfinancing.com admin

    @Ymreb:
    Advanced payments are accepted, but in your case, you may have to wait until the 24th month to be able to apply for a loan.

    @marilyn:
    To reactivate, just visit the office and then pay for your Pag ibig contributions.

    @gelica:
    You are correct.

  • enrique enriquez Jr.

    I paid my monthly contribution voluntarily,, my employer started pag ibig membership am a seaman ,, the company wanted to consolidate my contribution ..but unfortunately i can’t access it online. i want to avail housing loan.. what will i do?

  • Benilda Sambuena

    Hi there,

    Good day! Nag-avail po ako ng housing loan thru pag-ibig with Filinvest as the developer, isa po sa mga properties sa Cavite..July 2011 pa po ako nagpareserve…Nakareceive na po ako ng confirmation letter frm Filinvest that they have received my documents and nsa PAG-IBIG n daw po ang mga papers ko.Btw,I am working po as an OFW dto sa Qatar…so mother ko ang nkikipag-coordinate sa knila..Last Oct 2011,umuwi po ako sa Pinas then I went to PAG-IBIG office po sa Justine Bldg sa Makati. They asked me to update my payment sa may Libertad para po dun sa calamity loan n nakuha ko before ako umalis.It has to be done para daw po maprocess yung housing loan ko.Ask ko lang po,basically,ilang months po ba bago matake out ang bahay? As per the latest advce ng Filinvest,meron daw pong bagong policy na it will take a year bago ko po ito makuha. Please I need your answer regarding this.Thank you so much po..

  • maria lucila roco

    dear sir/mam
    member na po ako ng pagibig nung una ni lamsome ko yung contribution ko sa pagibig to avail housing loan po kaso po hindi pa po ko nagkakahanap ng bahay tapos pagpunta ko ulit sa pagibig nagbayad naman ako ng contribution ko kaso di wala pako napipiling bahay ang tanong ko po kung lupa po muna ang kunin ko pwede ko po bang iavail ko,kasama yung pagpatayo ng bahay,kasi po ang monthly contribution ko po as a voluntary is 600,ano po ba mga requirement mo pag mag avail ka ng mga property,kindly email me po slamat po,

  • http://www.japzmedia.com jay

    I wanted to ask if I am earning 105,000 pesos as I am a business owner how much would be my Pag Ibig contribution per month? Hoping your quick response.

    Jay

  • http://www.pagibigfinancing.com admin

    @jay:
    Pag-IBIG has simplified the formula and pegged the contribution to P 200 per month. Of course, there is no stopping you from contributing a much higher amount.

    @maria:
    If you are loaning to purchase a lot-only property, then the loan amount will be based on that.

    @benilda:
    Ideally, it should take only about 2 months. But if finances are tough, it might take a much longer time, like 1 year.

    @enrique:
    Please don’t access it only, because you will never find it there. It’s best to go to the office and then ask for that report.

  • Benilda Sambuena

    Hi admin,

    Thank you very much for your reply.

    Is there anything i can do to expedite po yung take out ng bahay? or any person that I can talk to about it?

    Im planning po kse n magbakasyon on Feb next yr,eh gsto ko na kse xang tirahan by that time,sana.Please advice me nmn kung anu pong magandang gawin.

    Thanks,
    Benilda

  • Marilou

    I am here in California and paid my mortgage via my favorite remittance company and it was deposited to Land Bank (PAG-IBIG Account) . After a few days I asked my brother to verify the payment in PAG-Ibig Makati office and looks like they are not updated. I asked my remittance company and they provided me a Proof of Deposit and confirmed that it was deposited to PAG-IBIG account in Land Bank. Also, pag ibig was informed via email . Why is it the people procssing the payment in Makati are not updated of the remittance ? How many days would it take for Pag-ibig to update the payment record after Land Bank receives it?

  • http://www.pagibigfinancing.com admin

    @Benilda:
    Sometime it also depends on the availability of the fund. The best you can do is have a representative follow up the loan from time to time.

    @Marilou:
    That’s the saddest part here. Pag-IBIG is not yet fully computerized so this thing is expected to happen. Nevertheless, please keep the Official Receipts with you.

  • Marilou

    so how many days it would take for them to acknowledge the payment in Makati Office?

  • http://httpodette_suprise@yaho.com odette avilla

    hi! hello! i just wanna ask if how could i continue my pag ibig, that i stop paying for almost 2 years,when i got membership, i did pay 24 months in one time so i could take a housing loan,but i didnot continue my pag ibig housing loan, so now i just want to know! what shall i do for this matter!! can u please give me some answer! thanks!!!

  • josephine

    I am a member of POP here in UK since 2009 and I continously paying my monthly contribution thru standing order and recieving confirmation of payment in my bank statement monthly. I just want to know what’s my ID number as i lost my copy when I moved to a new house and I’m planning to apply for a housing loan later. I sent request letter to the POP office in the attention of Madam Josefina Roselle Cabanero long time ago but not recieve any response yet. Also I read that Pag-ibig and POP pag-ibig is diferrent from the other so which one could i use when i will apply a housing loan in the Philippines as i also continously paying my Pag-ibig 1 contributions in the philippines? looking forward to receiving a positive reply to my queries….Godspeed! many thanks.

  • Sarah

    AI a already a member of PAGIBIG but I recently resigned to work at home. Do I still need to fill up a form to become a voluntary member? What do I need to do to renew my loan? Thanks in advance.

  • http://www.pagibigfinancing.com admin

    @Sarah:
    Yes, you should update your status from employee to a self-employed. And if you wanted to take a loan, please apply at the branch.

    @josephine:
    As to the ID Number, you have to request it at the office. Since you have enrolled in POP as long time ago, you can use that to take out a loan.

    @odette:
    You only have to continue paying for your contribution to become active again.

    @Marilou:
    There is no exact time frame.

  • jeffrey tiro

    gud day admin,ako po ay 1 ofw d2 s south korea nais ko po sna mgloan for housing loan n ngkkhalaga ng P800k ano po kya ang unang step n gagawin ko pra mkpgloan, 4yrs n po aq member pero ngkaroon po ng 10mnths gap s hulog now cmula ng umaliz ako ng pinas,at ano rin po ang mga requirments kung sakali?..thnx po…

  • http://www.pagibigfinancing.com admin

    @jeffrey:
    The first step would be to re-activate your membership by paying for your current contributions. As to the loan document requirements, please read the link below.

    http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/

  • Josephine

    Hi admin… Tanung klng sana po if ever po n mg Loan aku nng 1million kc gsto k po mg pagawa nng bahay, ilang buwan po b mlaman n aproved ung loan m s pag ibig? At anu po b ung mga requirments? Nans2 po aku nkatira s japan, at pwd po b n ang kapatid k po ang mg cminar s pg ibig

  • Sev Lapuz

    Dear Admin,
    I’m working here in Saudi Arabia and a POP member of Pag-ibig fund. I’m just wandering, why is it that we, overseas worker cannot apply our housing loan on-line unlike those who are in the Philippines? After all you have your Pag-ibig representative here abroad (Philippine Consulate or Embassy) who can verify the validity of our documents. This is the common problem of OFW who’s family also here, and we don’t have available relatives to be our representative back home. If the problem is the processing fees, we can send it by remittance with your representative’s verification and approval.

    Thank you very much and hoping for your kind consideration.

  • Marico

    Hi, We already have a lot and planning to loan for house construction. Is there an equity we need to pay before we get the loan? Thank you :)

  • leonard

    paano kung hindi pa member ng pagibig pero magaaply na ng pagibig pwede ko na bang bayaran ung 2years prara makakuha ng housing loan?

  • belle

    Is it true wala na ung office nyo s filomena bldg? Whats the new telephone number for the technical department? camella is giving us a hard time getting the requirements for our housing loan application. someone from pagibig told us to ask camella to call technical dept and gave us a number but we couldnt get through.

  • Francis Argente

    pano po ba makakakuha ng member status verification slip kung nasa abroad po ako. i’m currently working here in saudi arabia at kailangan daw po nung MSVS. pede po ba relatives ang kumuha nun? if yes, pede po ba kumuha sa sattelite offices ng pag ibig or we have to go to main office in makati?

  • Philip

    We (me and my wife) want to avail the “house construct” loan of pagibig, however 2 years ago we (under my wife’s account payable in 25years) avail “purchase of a lot” loan scheme. My question is can we still avail the “house construct” loan under pagibig? or can we just avail of the additional loan for the construction of a house? If so, is the additional loan will be part of the previous loan or it will be an entirely new account? Thanks in advance for your prompt action.

  • http://www.pagibigfinancing.com admin

    @Philip:
    Yes, it will be treated as an additional loan on top of your existing Housing Loan.

    @Francis:
    You may want your representative to do that on your behalf. Please have him/her proceed to the branch that handles your account.

    @leonard:
    YOu may have to wait for some more months before you will be granted a home loan. That is, if you qualify.

    @Marico:
    Yes, you have to shoulder at least 30% of the project cost.

    @Sev:
    Maybe part of the reason is the fact that you should apply for a Housing Loan at the branch that has jurisdiction of the property you are planning to purchase.

  • Jane Dela Cruz

    good day sir/madam, may i just ask if i can loan for paying and saving the house of my father (acquired through sss)? Is it possible that i can be approved for the loan so i will be able to pay sss in full? Where will i attend the housing seminar and please tell me the time and schedule. Please advise, thank you very much.

  • JIMMY

    AKO ay memeber ng pag ibig sence 2004,nkapagloan ako ng housing loan last june 2007 tpos poh di ko nabayaran ung monthly payment simula july 2010 hanggang ngaun…ano poh gawin ko para maactive ung membership ko at sa naging payment ko sa housing loan ko may marerepund paba ako?or sakali ipagpatuloy ko poh ano ang maging kasunduan na maiibigay ng pag ibig sakin..salamat poh..hintay ko reply nyo sa message ko ito…..

  • http://WWW.YAHOO.COM CHRISTOPHER PALMES

    PLEASE I NEED YOUR HELP,OFW PO AKO GUSTO KO MAGLOAN NG HOUSE&LOT SABI SA AKIN SA MAKATI BRANCE OK NA DAW PAPERS KO KAILANGAN KO NLANG DEVELOPER MAKAUSAP…PAANO BA PROSESO DYAN? EXAMPLE 1.7 YUNG PROPERTY HOW MUCH YUNG MA ILOAN KO???PWEDE DIN B AK MAG LAON NG PERA AMOUNT 800K MY NAG SALE KC SA AMIN MGA 40SQM LANG NAMAN..WALA BA KAYONG SIMENAR???SALAMAT

  • BERNADET DIATORRE BALANI

    hellow po,
    I’m badet member po ng pagibig ang ate q for 12 years nung may trabaho p sya pero naputol po ito mula ng magresigned na sya.itatanong q lang po kung magagamit pa nya yung mga naihulog nya at ano po dapat nya gawin?tnx po

  • http://www.facebook.com Meraflor Perez

    bakit lagi akong nakakatanggap ng sulat na nagsasabing ako ay hindi nakakapagbayad ng monthly payment sa housing loan ko? meron naman po akong 24 postdated checks na binigay sa JT Moland. Hindi bat automatic na papasok un kapag dated na?

  • http://www.pagibigfund.gov.ph Roger G. Biltz Jr.

    Sir,

    I was working here in offshore “Kazakhstan” please I kindly ask you to help me know my Pag-ibig Number for my reference in future.

  • http://www.pagibigfund.gov.ph Carolina B. Dichoson

    Dear Sir/Madam,

    I already completed my 2 yrs membership contribution to Pagibig fund and just awaiting to have my pre qualified seminar in June 2012.
    I kindly ask you to help me know my Pagibig I.D. Number for future my references.

    Thank you and looking forward that you can send it to me by my email.

    Best & Regards,

    Carolina Dichoson

  • aidy m. mendoza

    halo po,,ask ko lang po kung pwede na po naming aplayan ang house and lot na 2m,kung 15k,ang incom ng asawa ko tas 4yrs na po cyang member ng pag ibig?,,kung indi po pwede ano po bang dapat na price ng house and lot ang dapat naming aplayan? ofw po husband ko,,,,,tnx po and more power,,

  • http://www.pagibigfinancing.com admin

    @aidy:
    Please check this article to find out the answer:

    http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/

    @Carolina and @Roger:
    Please inquire about that at the branch that handles your account.

    @Meraflor:
    Please call the attention of the branch where you are sending your payment.

    @bernadet:
    Yes, you only have to reactivate that account.

    @Christopher:
    There is a seminar so please attend that one.

    @Jimmy:
    You may want to restructure that loan. Please read this article for details:

    http://www.pagibigfinancing.com/articles/2012/home-loan-restructuring-program/

    @Jane:
    Please visit that Pag-IBIG branch that has jurisdiction of the property that you mentioned.

  • Greg Diego

    To The Personnel Concern,

    Dear Mam/Sir,

    I am an Pagibig Overseas member gusto ko lang po malaman kung paano ko macheck ang mga previous kong remittances thru my HDMF ID no.with pagibig overseas program pagibig fund Makati City. Nakapag-apply and already approved my housing loan as per my agent. Kanino po ba ako lalapit?. may nakuha kasi akong house & lot sa Cavite at gusto ko pong malaman kong paano ako makapagsisimula sa paghuhulog at kung magkano per month. Salamat po

  • marian

    dear admin,

    ngkaprob din ung mom ko regarding sa bank nia.. ng issue na sya ng checks at nagbabayad naman daw po sya ng monthly nia pero nung nov. ngpadala ng sulat yung sa pag ibig na hindi narereceive ung pinadala niya. it’s been 3 months na and 5 days.. my warning na po na pag 3 consecutive months nd napadala sa pag-ibig eh macacancel dw ung house. is there any possible chance na maayos pa.. or maihabol ? she’s an ofw.. at uuwi xa sa end of march po..ngaun lng po kc natanggap ung sulat from pag ibig.. na hindi pala natatangap..thanks po

  • Ailen

    hi, this is ailen. Interested po ako mg apply ng pag ibig housing loan, I’ve been already completed more than 2 years contribution in pag ibig.Is it possible ba to dis approved if im going to apply a pag ibig housing loan. Is there any salaries required to availed?

  • http://pagibig jarwin

    Hi admin,
    im jarwin payot,currently working abroad,I just wanted to ask Is it possible to file a loan together both local and pop as salary loan when im back to the phil.!?im active both that membership. Thanks

  • bhren

    gud pm po ask ko lang po kung anu po ung requirements sa pag-apply ng construction loan or renovation loan? and how to apply po? tnx po.

  • rex caesar rio

    im on ship right now, just want to clarify if my i am entitled for a housing loan, my wife will be sending the SPA which i will sign,previously i had a salary loan but last time when i asked,they said it was already paid, can u pls, help me about this question tnx,,,,,god bless,,,,,,,,

  • alan edkid

    Good Day Ma’am/Sir,

    I would like to ask what is the procedure on how to increase my contribution from 100 to 400php/month. Because i am planning to loan a 700k+. thanks God Bless (^^,)

  • jen

    Good day!
    Just wanted to ask how many days is the evaluation of my application for lot purchase? it is an acquired asset of pagibig. I already paid the 5% of the amount and im just wondering when can i expect their call. also, whats the next step? thanks!

  • joy

    hi good evening admin,
    gusto ko lang po itanong andito po ako sa switzerland,may nakita kasi ako sa online nyo na registration pwede po ba akong mag use nito? dito lang ako mag apply registration through online? pwede po ba eto? baka po hindi mag valid? do i get any confirmation kong may membership id na po ba ako? paano po ang mga photos like 1×1 picture? paano ko po iattach yun? kong nag-oonline register po ako? i really want to apply as a pag-ibig member,kaso andito ako sa malayo. sana po matulungan nyo ako gusto ko kasing mag housing loan. if maaproved na po yung pag membership ko may ID number na po ako, san po ako magbayad? andito kasi ako sa malayo? pwede po bang ang mga family ko sa pilipinas ang mag bayad ng aking contribution kahit andito ako sa ibang bansa nakatira? can i track my contribution online? is the data stated kong nabayaran ba talaga ang contribution ko by monthly? or pwede ko po bang i bank to bank ang bayaran ng contribution kahit andito ako sa ibang bansa? how can i proved na nagbayad po ako? ano po ang mga option payment contribution ninyo sa pag-ibig? kong for example 500pesos monthly how much can avail for a loan? is that possible i can loan over 3M if i pay monthly at cost 500pesos a month? nagta-try ako nag-online register kaso parang nailangan ako.kaya ako sumulat dito muna para ma sagot nyo aking mga tanong.sana masagot nyo agad itong tanong ko as possible. pls.write to me under on this email address i wrote above.thanks po..sincerely joy from switzerland

  • Donovan

    hi! just wanna ask: san po pwede makadownload ng “HOUSING LOAN MONTHLY BILLING STATEMENT”.
    deadline na po kasi bukas, hinintay namin hanggang kanina ung bill ngunit hindi ito dumating… Please help…

  • kylee

    hi ask ko lang po nagbayad po kasi ako sa bill ng sister ko march 8 kasi delay payment nia tpos may dumating kme na bill for march pero d pa rin na credit ung binayad ko bakit po gnun?slamat

  • mike

    Hi ask ko lang po kc me advice na po saken yung agent ko na ready for take out na yung bahay na ni loan ko sa filinvest sunrise sa tanza cavite. tanung ko lang po kung pued ko po ba itransfer un loanhousing ko dito sa bandang binan laguna or starosa kasi medyo malayo tlag yung location ng bahay sa tanza dito kasi ako nkatira sa me binan laguna kung pued po sana same developer filinvest din. tnx

  • nick

    Sir, Ask ko lang po kung pwedi pang marecover equity payment ko sa developer since more than a year na hindi pa nasisimulan gawin yung bahay at tapos na ako mag bayad ang equity for more than a year din po?

  • http://www.pagibigfinancing.com admin

    @nick:
    I don’t know about their policies, but you can consult your reservation agreement if you have one.

    @mike:
    I can’t comment on that since that is outside of Pag-IBIG’s concern anymore. Please check with your real estate developer also.

    @kylee:
    Sometimes there are delays on posting of the transactions, but you can verify it by presenting your Official Receipts, which you should always keep.

    @Donovan:
    You can’t download it. Please call your branch immediately.

    @joy:
    It’s best to just register at the office. The online facility is sometimes problematic.

    @jen:
    Please follow up at the branch.

    @alan:
    There is no procedure for that. You can simply pay a bigger amount and that’s it.

    @rex:
    If you are updated with your contributions, there is a good chance that you will be qualified for a housing loan.

    @bhren:
    Please check here for the requirements:

    http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/

    @jarwin:
    I think yes.

    @Ailen:
    It could be possible to be disapproved, but if you have enought income, it is very rare. Please read this for the income requirements:

    http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/

    @marian:
    Please call the branch immediately.

    @Greg:
    Please inquire at the Makati branch.

  • joy

    helo admin,
    tanong po ako ulit nakakuha na po ako ng number sa pag-ibig kanina lang talaga from milan po ako nakatawag.Wala kasing makontak dito sa schweiz hindi po valid yung mga number nila eh. May tanong lang talaga ako tungkol po sa loan. Last year po kumuha ako ng bahay kaso wala akong membership ng pag-ibig so hiniram ko po yung number sa papa ko,at ngayon gusto ko po sanang ma legalize yun at matransfer sakin yung name doon? ano po ba dapat kong gawin? para matransfer sakin yung pangalan? gusto ko lang po makasiguro na wala akong problem sa end? kaya po ako kumuha talaga ng membership sa pag-ibig para lang po mapunta sakin.Ano-ano po ang dapat kong gawin? pwede ko ba eto magawa dito sa switzerland? kahit hindi ako makauwi ng pilipinas? mahirap kasi sitwasyon ko.tumawag po ako sa Milan sabi nila gagawa ako ng SPA? ano pong mga posibilities na gawin? sila na ba ang magpro-process ng mga dokumento? pag nakapasa ako ng SPA sa geneva? pwede na po ba akong makapag loan kahit bagohan lang akong mag co-contribute?at pwede ko bang magawa kaagad ang bayad ng for 2yrs? para maka start ako sa loan na ito? kaylangan ko talaga ang sagot ninyo.Worried din kasi ako eh sa properties :( sana matulungan nyo po ako para mapunta sa akin ang house & lot na kinuha ko under the name of my father. bali mag 1yr na po ako this coming july mula ng kinuha ko po eto. magkano po ba ang monthly contribution ko as ofw? yung ni loan po sa papa ko ay cost 750thousand pesos po yun. since july naapproved yung paying sa loan namin.sana po matulungan nyo ako.sorry medyo napahaba ang comment ko dito.i really need your advices.thank you admin.

  • Racquelino

    Sir/Mam,

    Paano ko po malalaman ang current status ng lupa na ni-loan tru Pag-ibig na overdue na po since 1992, nangungupahan po kasi kami dito pero hindi na po hinulugan ng may-ari, ngayon po is pinapalayas na kami ng Gobyerno, pero gusto ko ding ako na ang magtuloy ng pagbabayad..

    Salamat po!!!

  • http://www.pagibigfinancing.com admin

    @joy:
    It’s actually like your father will be selling to you the property. He should give up all the rights to it by having you both sign a Deed of Sale with assumption of mortgage. And since you are out of the country, you will really need an SPA. That’s the kind of document that gives your representative the right to sign and important papers and work on your behalf.

    @Racquelino:
    We’ll that a sort of scam already since the landlord is not actually the owner of the property for a long time already. As to the real status, you can check
    it at the branch that has jurisdiction over that property.

  • Jerome

    Hello admin,

    Nagbayad ako ng monthly ammortization ko sa housing loan noong February. Ngayon March, nabayad ako ng two months na ammortization para sa February at sa March. Ang naging mali ko ay 2 times nabayaran ang para sa February.

    Anong mangyayari sa sobrang bayad sa February? Pwede pa ba itong malipat sa ibang buwan, halimbawa sa April?

  • Jackielyn Pron Palaganas

    Good Day,

    Pwede ko po bang malaman ung PAGIBIG number ko????I badly need it For my new employer…please send me through my email…wala po kasi akong time na makapunta sa office niyo since na probationary pa lang po ako at hindi po pwedeng mag-absent and saturday and sunday lang po ang Rest day ko..sana po you can help me…

    Thanks,
    jackie

  • amor

    i am selling my corner house and lot in gen tri cavite, buyer assume balance and pay me 10% of 50k to move in and balance negotiable.

  • amor

    i am selling my corner house and lot in cavite. brand new 3 br & 2 bathtoom, buyer assume pag-ibig balance and pay me 50K TO MOVE IN PLEASE CALL ME AT 09173848635.

  • Alvn

    Hello Admin,
    I have a current PAG IBIG housing loan thru a home developer, i am paying my amortization for almost 2 years, and just recently, i am planning to let somebody to assume my unit because i have a plan din kase to look for another place to live…but i’ve been told by one of my friends that if i put my unit for assume which i loaned thru pag ibig also…i will be block listed in the PAG IBIG, and cannot avail any loan anymore…How True It Is???..Would you mind to explain it to me?..Please??..Thanks…

  • Mitch

    Gud eve po,just wanna ask about the housing loan,we already occupied the unit almost a year ago. My concern is, it is mandatory to give payment to the developer or give advance payment while waiting for the result of the said loan. They asked us to give P5,000 every month as an advance paymanet and they said that they will return it after the loan is release. Im an OFW but now I stayed here for some reason and my husband still in abroad, but his salary is not enough and we have children. The time I told to developer that if its okay if we stop the advance since more than a year we gave 5k, they said that we will give a penalty for that, and that’s makes me worry..Please help us and you think this matter will affect our loan if we report this directly to pag ibig? thanks.

  • http://www.pagibigfinancing.com admin

    @Mitch:
    They should have explained this to your during the reservation process. This is a common practice and it is usually stated in your Reservation Agreement.

    @Alvn:
    No, that’s not true. But you have to make sure that when you sell the property, you also waive your rights over the property and turn it over to the next buyer.

    @Jackielyn:
    Please request it at the branch.

    @Jerome:
    That’s okay. It will simply be considered an advanced payment which is deducted to the loan balance without paying for the interest. If you want, you may request for a copy of your loan balance by going to the office.

  • Mitch

    to Admin:
    but as per Pag ibig says when my mom’s attended the seminar its not allowed to give advance to the developer while there’s no take out yet from pag ibig..

  • http://www.pagibigfinancing.com admin

    @Mitch:
    That’s why you should coordinate first with the developer and review your reservation agreement.

  • Nino L. Marcos

    I’d just bought a 50 sq. mtr. lot with a small house. the money that i used to pay for the lot was borrowed by me to our company cooprative and so the land title was kept by the coop as my collateral, i just want to ask if i can apply for housing loan so i can pay my loan to the coop because i have a hard time paying for it because of big interest? my basic salary is 16000 and i,m planning to loan 300,000 if ever to solve my problem. the land title is already transferred to my name. Thanks

  • noel cater

    hi..
    gusto me lang po tanung ang step by step nagagawin me kc poh dati na me naghuhulog sa pagibig sa pinas about 6 years na po ata kso wala po me RTN number po ewan me po sa employer me d me binigyan nun.. ngyn po d2 me sa dubai gusto me po ituloy ung contribution me para makapag loan me ng haws please help me salamat po….god bless

  • http://www.pagibigfinancing.com admin

    @Nino:
    Yes, that’s possible. Please bring a copy of the title to the office for them to assess it.

    @noel:
    Please send a representative to the branch and inquire about your records there including your past contributions.

  • Nino L. Marcos

    what section of the office i should go to ask about my problem? thanks for the info

  • Edna S. Cordova

    Can i request a housing loan monthly billing statement to be e-mailed to me or is there a sight where i can print one?

  • http://www.pagibigfinancing.com admin

    @Nino:
    Loans Department

    @Edna:
    Pag-IBIG is not doing that yet.

  • antonio f. orbina iii

    sir/madam:

    since 1990 im a member of pag ibig fund, but i got retired from the active military service last 10 july 2010. and i have claimed my contributions.currently im here in abu dhabi uae as ofw. i would like to continue my membership and filed a housing loan for the second time. what is my status of my membership now and what i can do now?

    thanks and more power!

  • Chin L.Fernandez

    Gud day,
    I have a housing loan and i am paying my monthly amortization for almost 2years.Because of financial problems i stop paying,kc inuna ko muna for the dialysis of my mother.As of now the status of my house is forclosure.And we are currently working here in abroad.My questions is;
    Pwede po ba ung husband ko mag apply for housing loan for that house again?Kc po ng ma avail ko that housing loan i am still single?He is also a Pag-ibig Member since 1994.
    tnx.

  • Jebeth Agustin

    gud day po..

    im just asking lng po if anu na po ung status ko regarding po sa application ko ng housing loan..medyo matagal po kz ung approval ng msvs…through the filinvest land naiforward na dw po nila ung mga papers ko…paki check nlng po as soon as possible baka po kz my mga need pa po na mga papers para ma process na po…pls send us reply..

    thank you..

  • http://www.pagibigfinancing.com admin

    @antonio:
    Please check your status at the branch especially if you still have an existing housing loan. Please take note that you can only have one home loan at a time.

    @Chin:
    No, technically, married couples can’t sell a real estate to each other. However, you can request the office to restructure your housing loan. Please read this link for details:

    http://www.pagibigfinancing.com/articles/2012/home-loan-restructuring-program/

    @Jebeth:
    Please do your follow up at the branch where you applied for the loan.

  • Chin L.Fernandez

    Gud day,
    After restructuring It is necessary to pay my cash out first,before to continue my monthly amortization?As of now i don’t have that amount 500K
    What is the best for my situation?Please advice.
    Tnx,

  • http://www.pagibigfinancing.com admin

    @Chin:
    No, the whole purpose of restructuring is for you to be able to afford the payment. If there is an initial payment it will just be very minimal.

  • jayson

    gud am.
    just want to know if I can request to send through email my monthly billing statement.
    What materials should I provide for this transaction?

    • http://www.pagibigfinancing.com admin

      Jayson,

      That’s not possible as of this time.

  • http://yahoo.mail MICLE NORONA ADAO

    sir, isa po ako member ng pag ibig housing kinuha kung bahay sa gen trias cavite sa HOLIDAY HOUSING . doon po sa biclatan cavite nahinto po ang pag babayad ko dahil sa d pag ka unawaan mg missis ko noon , naghiwalay po kami mag 2 years napo d ko nahulogan yung bahay . ano po ang dapat gawin piro gusto kupa ituloy dahil pangarap ko magka bahay . ano ang dapat kung gawin micle adao , jubail saudi arabia ,cell no# < < number deleted by admin >> salamat .

    • http://www.pagibigfinancing.com admin

      Micle,

      That’s complicated. But you can still continue with the payment.

  • http://yahoo.com Malou Santos

    Hi good day! pwede ba akong mag apply ng housing loan pero ipapatayo ko siya sa lot ng Mother ko? In short can i apply the lot as collateral?

  • Marilou Factora

    Hi Admin,
    based on our conversation below, please be informed that my payments are not yet posted until now. My mother is in the Philippines and trying to figure out with PAG-Ibig and Land bank. We all have the receipts and proof of Deposits to land bank. Alam ko you told me na walang time frame pero grabe naman yata ito. 11 months??????

    I am here in California and paid my mortgage via my favorite remittance company and it was deposited to Land Bank (PAG-IBIG Account) . After a few days I asked my brother to verify the payment in PAG-Ibig Makati office and looks like they are not updated. I asked my remittance company and they provided me a Proof of Deposit and confirmed that it was deposited to PAG-IBIG account in Land Bank. Also, pag ibig was informed via email . Why is it the people procssing the payment in Makati are not updated of the remittance ? How many days would it take for Pag-ibig to update the payment record after Land Bank receives it?

    @Marilou:
    That’s the saddest part here. Pag-IBIG is not yet fully computerized so this thing is expected to happen. Nevertheless, please keep the Official Receipts with you.

    Reply
    @Marilou:
    There is no exact time frame.

  • Grace

    can i apply for the educational loan even i had an existing salary loan and was terminated from work last june 15, 2012? Thank you

    • http://www.pagibigfinancing.com admin

      Grace,

      You should be able to show some proofs of income before your loan application will even have a chance of being approved.

  • http://pagibigfinancing.com roel alqueza

    ma, asked lang may house napo ako with complete documents. kaya lang wala pa pong kisame at bakod. ano po ba ang klaseng loan ang aplayan ko para matapos ang house ko. seaman po ako. more than 1 million napo gastos ko di ap tapos. pwede po mag loan? ano klaseng loan aplayan ko?

    • http://www.pagibigfinancing.com admin

      Roel,

      You may want to use the Multi-Purpose Loan for that project.

  • http://mail.office365.com.ph Marites Arellano Caoile

    Good morning,

    Follow-up lang po claim status ko.

    Thank you.

    • http://www.pagibigfinancing.com admin

      Marites,

      Please do a followup at the branch.

  • Carmela Silabay Espenido

    Dear Ma’am/Sir,
    I have a problem may payment status of my housing loan which i stop to pay it i want to continue to pay here in Abu dhabi can u help me please what shall i do?

  • Carmela Silabay Espenido

    Ma’am/Sir good day.. Can u check what is the status of may housing loan coz i want to continue to pay here in Abu dhabi. I talk already to the Phils.Embassy Pagibig fund incharged her.

  • marie

    gud pm!..
    Sir, I am voluntarily paying 1,000.00 a month, I would like to know how much the loan I can get if I want to apply a housing loan. Pls. just give me sample figures.

    Thanks a lot..

  • Jane Q.

    Gud am. Ask ko lang bakit walang sumasagot or busy sa Billing and Collection I tel no. 6546559/6547276 . Follow-up ko lang sana yung billing namin for this month kasi last sat. pa due date wala pa rin yung bill namin pano ko babayaran?

  • Sally

    Hi Admin,

    As an ofw I would like to apply for pag-ibig membership. But I have a dilemma of under what name I should have it registered. Iam married but not legally separated so it might have problems when the time comes that I need to apply for a loan and may still require my husbands approval or signatures( I dont have any contact with him right now and is very uncooperative) Is it possible to register it under my maiden name? Please advise.