Real Estate Agents: Should You Work With Them?

Some people have a lot of misconceptions about real estate agents and the kind of work that they do. This one is the most common among them: “I don’t want to deal with a real estate agent. It is more expensive to buy from them than straight to the seller.” Well, actually it is both [...]

Email Exchange : Buying Preparation, Unpaid Amortization, Membership Reactivation, etc

Topic #1 : What You Should Know Before You Buy A Real Property Subject: Preparation on Home Purchase I have been a Pagibig member and was contributing voluntarily while I was in Philippines. I woulld like now to prepare myself in buying a home there. I have no relatives that I can send in your [...]

Joining The Pag-IBIG Overseas Program — Is It Really Worth It?

Did you know the difference between the Pag-IBIG Overseas Program and the regular Pag-IBIG Program, likewise known as Pag-IBIG I? Most OFWs assume that since they are based overseas, they should be getting the Pag-IBIG Overseas Program, as they are now compelled to become members of the Pag-IBIG Fund. Well, that’s not really the case. [...]

Subject: OFW Loaning

We are always delighted to receive letters from OFW Pag-IBIG Members. A couple of days ago, we received a letter from a Pag-IBIG Member who is an Overseas Filipino Worker based in Indonesia. The subject line of the email says, “OFW Loaning.” As you can see, he was planning to apply for a Housing Loan [...]

Top 5 Things Every OFW Should Know About The New Pag-IBIG Law of 2009

With the introduction of the Republic Act 9679, otherwise known as the Home Development Mutual Fund Law of 2009 or simply Pag-IBIG Fund Law of 2009, a number of changes have been implemented to the existing rules of the Pag-IBIG Fund. This article touches those affecting the Overseas Filipino Workers and those things that are [...]

Citizenship, Land Ownership and Pag-IBIG Fund Membership

A good number of our website visitors came from Filipinos based overseas – both OFWs and immigrants. And occasionally, we also have dual-citizenship holders and former Filipinos who are certainly interested in the Pag-IBIG Fund Program. The messages and inquiries that we received from them are as varied as the different cultures they are currently [...]

Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc.

Most visitors coming to this website are Overseas Filipino Workers based from different places abroad. And many of them are asking about the online facilities of the Pag-IBIG Fund (the official website is at http://www.pagibigfund.gov.ph) so they can do some transactions anywhere they are comfortable. Some of the most common questions we encounter are listed [...]

Pag-IBIG Overseas Program: International Directory

An Overseas Filipino Worker who visited this website once dropped a message asking about the office of Pag-IBIG Fund in his host country. Definitely, there are a lot of OFW’s like him who are in the same situation. Their common questions include: Is there a Pag-IBIG Fund Office in [name of the country] I am [...]

The Pag-IBIG Overseas Program

For many Filipinos, times seem so hard these days in their homeland. That is why more and more Pinoys try their luck abroad, where the grass is perceived to be greener. They work in foreign lands that promise them the financial freedom that their native country cannot seem to give them. For those who are [...]