Pag-IBIG Fund, Housing Loans, Mortgage, Membership, Foreclosures, etc
You should consider yourself lucky if ever your housing loan application is granted by the Home Development Mutual Fund (or simply Pag-IBIG Fund). Though it is one of the many benefits available to Pag-IBIG Members, not everyone is privileged enough to qualify for a housing loan. Getting your housing loan approved simply means… The Pag-IBIG [...]
Loan Assumption is one of the misunderstood concepts in real estate even among professionals like brokers and agents. A lot of them just don’t know how to go about it or can’t simply do it right. While it’s true that a Pag-IBIG Housing Loan is assumable, it should be approached very carefully and with the [...]
Some people have a lot of misconceptions about real estate agents and the kind of work that they do. This one is the most common among them: “I don’t want to deal with a real estate agent. It is more expensive to buy from them than straight to the seller.” Well, actually it is both [...]
I understand that most of you are visiting this website because, in one way or the other, you are contemplating a home purchase and that you want to use Pag-IBIG Home Loan to finance your investment. Indeed, we have come a long way in explaining the essentials of Pag-IBIG Housing Loan. From home buying preparation [...]
Can you build a complete, decent house with a maximum budget of 200,000 Pesos? Hmm… How would it look like? This is part of the challenge set out by the Pag-IBIG Fund in its newly embarked House Design Competition for the year 2012. The competition is open to all architecture students within the Metro Manila, [...]
Here’s another letter that we’d like to share to every reader of this website. It’s about the use of the Income Tax Return as a requirement in applying for a Housing Loan. The letter is shown below. “I want to become a member of [the] Pag-IBIG Fun. My question is, is it possible na maging [...]
“Please let me know the document requirements for buying a property and using Pag-IBIG Housing Loan. I want to buy my first home when I go back to the Philippines for my annual vacation leave.” That’s taken from a letter sent to us by an OFW visitor. Most probably, you too are on the same [...]
This article is a little bit off-topic considering that many of you are coming to this website mainly to know more about the programs of the Pag-IBIG Fund especially the Pag-IBIG Housing Loan. But please bear with us because this article could become a life saver to the other visitors who are not members of [...]
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