Pagibig Financing Debt-To-Income

Article(s) tagged with " Debt-To-Income "

What Is Loan-To-Value Ratio?

A key concept in helping home buyers assess how much they can borrow to finance their real property investment is the Loan – To – Value Ratio. The Loan–To–Value Ratio (LTV for brevity) is the amount of the borrower’s loan divided by the appraised value of the property. LTV = (Loan Amount) / (Appraised Value) [...]

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Filed under: Buying Tips, Housing Loans, Real Estate Finance
Tags : Credit Score, Debt-To-Income, Equity, Financial Leverage, Housing Loan, Interest Rate, Leverage, Loan-To-Value, Private Mortgage Insurance

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Pag-IBIG Housing Loan Interest Rate

Loan Amt	Int. Rate
Up to P 400 k	6%
Over P 400 k to P 750 k	7%
Over P 750 k to P 1.0 M	8.5%
Over P 1.0 M to P 1.25 M	9.5%
Over P 1.25M to P 2.0 M	10.5%
Over P 2.0 M to P 3.0 M	11.5%

Recent Comments

aisha: Sir/Madam, Since car loan is not allowed pwede ba mag loan ng cash 300K? if yes gaano ba katagal ang processing para ma approved ang cash loan? at ... »
admin: Hi Joy, First, you need to reactivate your membership. And then you can apply. Your income is one factor to be considered for approval.... »
admin: Hi John, Yes, there is an investigation going-on at Pag-IBIG, but hopefully, this will not affect your loan application.... »
admin: Hi Renalyn, No, we don't have the names, but you can always verify at the office if the person you are working with is indeed authorized to do it.... »
admin: Aisha, Sorry, but car loan is not allowed in Pag-IBIG.... »
admin: Louie, Please check the FAQ Page. The answer is there, but the best article to address that is ... »
admin: Hi Luis, SSS is different from Pag-IBIG.... »
admin: Ceebee, Yes possible.... »
admin: Ceebee, That means, two or more members applying a single housing loan to purchase a property.... »
admin: Hi Anne01, The best thing to do is to always follow-up your application.... »
Anne01: Hi po Admin , I completed everything to send to Pag ibig since january this year I've been a member since last year I'm a resident here in Austra... »
Ceebee: ano po ba ang sinasabing tacked loan?... »
Ceebee: hello po, ask ko lang po kung ang anak ng may-ari ng property ay syang pwedeng maging borrower para sa "home improvement"? yung anak po kasi ang a... »
Luis O.De Guzman: Sir/Madam, I am a an active member of SSS and I am working here in Brunei Darussalam as a contract worker at the Min. of culture Youth Culture and ... »
louie: Sir/Madame, As mentioned all over again, what if we pay the whole 24 months contribution in one time,let's say sept of 2010, and pays every succeed... »

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About Pag-IBIG Financing Website

This website answers the most pressing questions any Pag-IBIG member would like to ask including: Real Estate Loans, Pag-IBIG Membership, Foreclosures, Remittances and Contributions, Home Financing and a whole lot more.

The articles on this website are written by two real estate fellows, Kyro Jo and Carlos Velasco.