Article(s) tagged with " Membership "

Joining The Pag-IBIG Overseas Program — Is It Really Worth It?

Did you know the difference between the Pag-IBIG Overseas Program and the regular Pag-IBIG Program, likewise known as Pag-IBIG I? Most OFWs assume that since they are based overseas, they should be getting the Pag-IBIG Overseas Program, as they are now compelled to become members of the Pag-IBIG Fund. Well, that’s not really the case. [...]

Loaning With No Income Tax Return

Here’s another letter that we’d like to share to every reader of this website. It’s about the use of the Income Tax Return as a requirement in applying for a Housing Loan. The letter is shown below. “I want to become a member of [the] Pag-IBIG Fun. My question is, is it possible na maging [...]

How To Check If You Are Qualified For A Pag-IBIG Housing Loan

“Am I qualified for a Housing Loan?” This is a recurring question which appears on this website as comments under different articles with different topics. This article is intended to address that question once and for all and also show you some useful tips. You can actually personally determine if you are eligible for a [...]

How Your Income And Contributions Affect Your Housing Loan Entitlement

In case you are wondering how much loan amount you are entitled, this article intends to address that. By now, you should already know that the maximum housing loan amount Pag-IBIG can possibly grant to a member is P 3,000,000 while the smallest amount is only P 100,000. And the corresponding interest rate is actually [...]

Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc.

Most visitors coming to this website are Overseas Filipino Workers based from different places abroad. And many of them are asking about the online facilities of the Pag-IBIG Fund (the official website is at http://www.pagibigfund.gov.ph) so they can do some transactions anywhere they are comfortable. Some of the most common questions we encounter are listed [...]

Why This Question Is Wrong: “Can I Pay The Whole 24 Months Contribution One-Time So That I Can Avail of the Housing Loan?”

Yes, that’s a wrong question and later I will explain why. The main purpose of this article is simply to tell you not to ask that question from now on, because it’s a wrong question. Enough of that question. Period. The Right Answer To The Wrong Question We have received that kind of question several [...]

For Employees : How To Become a Pag-IBIG Fund Member?

Are you a regular employee who always wonder how that Pag-IBIG deduction got in to your pay slip? Or you don’t really care since it is as normal and as inescapable as the income tax? This article shows you how to become a member of the Pag-IBIG Fund if you are an employee here in [...]

Pag-IBIG Housing Loan 101

One of the main concerns of Pag-IBIG Members is getting a Housing Loan. And why not? That is one of the privileges they can get as members of the Fund Company. This article will address a number of those basic concerns about Housing Loan. Who can avail of Pag-IBIG Housing Loan? Pag-IBIG Loans are allowed [...]