Archive for the ‘Buying Tips’ Category

This is a short article intended to notify the subscribers and readers of the Pag-IBIG Financing website of a few changes we have introduced lately. About The Pag-IBIG Marketplace We have been promising to launch this feature a couple of times in the past. And now finally, here comes the newest and most requested feature [...]

Have you ever entertained that thought of buying a home of your own? If not yet, beware! It’s one of those nasty things that could give you sleepless nights… next only to Facebook. From the design of the house and the size of the lawn, to the number of rooms and the kind the furniture [...]

This is the second of a two-part article series on Pag-IBIG Foreclosure. Here we’ll talk about why foreclosure happens and some useful tips on buying foreclosure properties, more specifically, Pag-IBIG foreclosed properties. (In case you missed Part 1, follow this link.) Why Foreclosure Happens? There are endless reasons why foreclosures occur, but basically they all [...]

In one of the past articles posted on this website, I warned first time Pag-IBIG Home buyers to avoid buying foreclosure properties or even those which are for assume. I reasoned that many of these properties are so problematic to the point of being useless. Well, they are not really useless if you know what [...]

Can you imagine life without mortgage loans? To say the least, only a very few families would be living in their own homes. The reality is, most people can’t really afford to pay Spot Cash on a piece of property. Even a 2-year interest-free, installment payment is still hard on the average family’s budget. But [...]

“Am I qualified for a Housing Loan?” This is a recurring question which appears on this website as comments under different articles with different topics. This article is intended to address that question once and for all and also show you some useful tips. You can actually personally determine if you are eligible for a [...]

Allow me to start off this article by quoting the question recently posted by a visitor of Pag-IBIG Financing Website: “My husband and I are planning to buy a condo or a townhouse that’s worth P1.5M. We understand that the loanable amount is 3M. But the loan pag ibig can give is based on the [...]

Real Estate Loan is indeed the most popular service available to the Pag-IBIG Fund Members. In terms of the interest rate, it is very competitive (in many cases even lower) compared to the other mortgage loan financing alternatives in the Philippines. (The other Real Estate Financing alternatives will be discussed in the succeeding paragraphs) Another [...]

This article is intended for the first-time home buyer who wanted to buy a house using Pag-IBIG Financing. Maybe you are still single and you already wanted to get a house before getting married. (Well, this was the route that I followed.) Or, maybe you are newly wed and you decided that you want to [...]

This can be filed as one of the frequently asked questions: “How can I apply for a Pag-IBIG Housing Loan?” This article addresses that question in a very straight-forward and easy-to-understand manner. So without further ado, here are the steps to take. Step #1: Attend The Loan Orientation. Officially, it’s called Loan Counselling Session. It’s [...]