Pag-IBIG Financing vs Bank Financing — A Mortgage Loan Comparison

Do you have any idea how much is the going rate of the Home Loan Program offered by your favorite bank? As a home buyer, one of the first steps you should take before starting the legwork of searching for your home is to get to know the interest rates currently available in the market. [...]

5 Tips To Take If Your Housing Loan Application Is Denied

In an ideal world, you should never be turned down whenever you apply for a Pag-IBIG Housing Loan. You can simply go to the office of the Pag-IBIG Fund, the staff would be excited to serve you, you smile as you submit all the requirements and wait the next day for the approval. What wonderful [...]

Pag-IBIG Fund Membership Question and Answer

Recently, we’ve been bombarded with questions about Pag-IBIG Fund Membership from our website visitors. These questions came from formerly active Pag-IBIG members, from Overseas Filipinos who wanted to join the program, and from people who were never sure if they were once members of the Pag-IBIG Fund or not. Well try to address each type [...]

Housing Loan Preparation: How To Flex Your Financial Muscle

“Get your finances in order.” You have probably read that statement several times on different pages of this website. Usually, it is the response we give to visitors who are asking for guidance on how to get, and eventually be approved for, a housing loan from the Pag-IBIG Fund. The phrase is very brief but [...]

Forget About That Dream House, Buy A Functional House Instead

Have you ever entertained that thought of buying a home of your own? If not yet, beware! It’s one of those nasty things that could give you sleepless nights… next only to Facebook. From the design of the house and the size of the lawn, to the number of rooms and the kind the furniture [...]