Pag-IBIG Fund, Housing Loans, Mortgage, Membership, Foreclosures, etc
One of the requirements before a member can avail of a Housing Loan from the Home Development Mutual Fund or simply Pag-IBIG is to attend a housing loan seminar. If you have not been to that kind of seminar before, here are the essential things that they cover: An overview of the Housing Loan Program. [...]
You should consider yourself lucky if ever your housing loan application is granted by the Home Development Mutual Fund (or simply Pag-IBIG Fund). Though it is one of the many benefits available to Pag-IBIG Members, not everyone is privileged enough to qualify for a housing loan. Getting your housing loan approved simply means… The Pag-IBIG [...]
Loan Assumption is one of the misunderstood concepts in real estate even among professionals like brokers and agents. A lot of them just don’t know how to go about it or can’t simply do it right. While it’s true that a Pag-IBIG Housing Loan is assumable, it should be approached very carefully and with the [...]
I understand that most of you are visiting this website because, in one way or the other, you are contemplating a home purchase and that you want to use Pag-IBIG Home Loan to finance your investment. Indeed, we have come a long way in explaining the essentials of Pag-IBIG Housing Loan. From home buying preparation [...]
There are two featured properties for this month. One is a residential lot in Sta Rosa, Laguna and the other one is a condominium unit in Mandaluyong. Both are elligible for Pag-IBIG Financing, according to the sellers. If you are interested in any of the properties that we posted here on this website, please contact [...]
We always receive a lot of interesting emails from our visitors. And every once in a while, we feature some which are really very important to the other Pag-IBIG members to be aware of. For this month, we’ll share two email messages. One email is coming from Overseas Filipino Workers couple who wanted to get [...]
When applying for a Pag-IBIG Housing loan, only two things can happen: Your loan application is either approved or disapproved. Once your loan application is approved, the real work is just about to start. The most important, and tiring process here, is the registration and transferring of the Title in your name as the buyer [...]
It all started with delayed or missed payments against the home loan obligation. Those who have been granted a Housing Loan by the Pag-IBIG Fund should be aware that three (3) missed payments on the monthly amortization could lead to foreclosure — a sort of disaster. What would you do if your property is on [...]
Here’s another letter that we’d like to share to every reader of this website. It’s about the use of the Income Tax Return as a requirement in applying for a Housing Loan. The letter is shown below. “I want to become a member of [the] Pag-IBIG Fun. My question is, is it possible na maging [...]
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