Article(s) tagged with " Pag-IBIG Loan "

When Is The Right Time To Buy?

“Please let me know the document requirements for buying a property and using Pag-IBIG Housing Loan. I want to buy my first home when I go back to the Philippines for my annual vacation leave.” That’s taken from a letter sent to us by an OFW visitor. Most probably, you too are on the same [...]

5 Tips To Take If Your Housing Loan Application Is Denied

In an ideal world, you should never be turned down whenever you apply for a Pag-IBIG Housing Loan. You can simply go to the office of the Pag-IBIG Fund, the staff would be excited to serve you, you smile as you submit all the requirements and wait the next day for the approval. What wonderful [...]

5 Ways To Pay The Pag-IBIG Fund

Pag-IBIG Fund members can be grouped roughly into two: those based locally in the Philippines, and those based overseas (The Filipino Overseas workers, Filipino Expats, Immigrants and the sea farers) For the first group, sending their payments and contributions to the Pag-IBIG Fund should be easy. Unfortunately, that is not always the case. Not every [...]

Housing Loan Preparation: How To Flex Your Financial Muscle

“Get your finances in order.” You have probably read that statement several times on different pages of this website. Usually, it is the response we give to visitors who are asking for guidance on how to get, and eventually be approved for, a housing loan from the Pag-IBIG Fund. The phrase is very brief but [...]

Forget About That Dream House, Buy A Functional House Instead

Have you ever entertained that thought of buying a home of your own? If not yet, beware! It’s one of those nasty things that could give you sleepless nights… next only to Facebook. From the design of the house and the size of the lawn, to the number of rooms and the kind the furniture [...]

I Won PhP 850,000 in Pabahay ni “Binay” and You Too Can

Yes, you too can… …get scammed if you are not very careful. Let me explain. I was supposed to be feeling lucky this morning. The first text message I got was from a friend saying, “Thank You.” What a lovely day! This is the kind of SMS message I’d like to read first thing in [...]

How To Check If You Are Qualified For A Pag-IBIG Housing Loan

“Am I qualified for a Housing Loan?” This is a recurring question which appears on this website as comments under different articles with different topics. This article is intended to address that question once and for all and also show you some useful tips. You can actually personally determine if you are eligible for a [...]

Equity, Appraisal And Loan Amount – What You Should Know About These

Allow me to start off this article by quoting the question recently posted by a visitor of Pag-IBIG Financing Website: “My husband and I are planning to buy a condo or a townhouse that’s worth P1.5M. We understand that the loanable amount is 3M. But the loan pag ibig can give is based on the [...]

How Your Income And Contributions Affect Your Housing Loan Entitlement

In case you are wondering how much loan amount you are entitled, this article intends to address that. By now, you should already know that the maximum housing loan amount Pag-IBIG can possibly grant to a member is P 3,000,000 while the smallest amount is only P 100,000. And the corresponding interest rate is actually [...]

5 Great Tips For The First Time Pag-IBIG Home Buyers

This article is intended for the first-time home buyer who wanted to buy a house using Pag-IBIG Financing. Maybe you are still single and you already wanted to get a house before getting married. (Well, this was the route that I followed.) Or, maybe you are newly wed and you decided that you want to [...]