Home Loan Restructuring Program

It all started with delayed or missed payments against the home loan obligation. Those who have been granted a Housing Loan by the Pag-IBIG Fund should be aware that three (3) missed payments on the monthly amortization could lead to foreclosure — a sort of disaster. What would you do if your property is on [...]

The Pag-IBIG Calamity Loan 101

The recent typhoons that hit the Philippines have really done so much damage to a lot of families and establishments. As with all types of calamities, those were unexpected and they caught the residents unprepared. A report said, typhoons Pedring and Quiel have rendered five provinces, eight cities, and five municipalities under the State of [...]

In-House Home Financing: A Good Alternative to Pag-IBIG Housing Loan?

This article is a little bit off-topic considering that many of you are coming to this website mainly to know more about the programs of the Pag-IBIG Fund especially the Pag-IBIG Housing Loan. But please bear with us because this article could become a life saver to the other visitors who are not members of [...]

Pag-IBIG Loans: Interest Rates, Penalties And Defaults, Part 2 of 2

This is the second part on this series of articles about the Pag-IBIG Interest rates, penalties and defaults, as the title clear suggests. In part 1, we mentioned about the going rate of Pag-IBIG Housing Loan. In case you missed it, please click here to read the article. In this article, we’ll touch on the [...]

Pag-IBIG Loans: Interest Rates, Penalties And Defaults, Part 1 of 2

There’s more to loans than just getting the money and paying for it. If you have been a frequent visitor to this website and you are constantly in the look out for new articles, you should already know that Pag-IBIG Loans (both Housing Loan and Multi-Purpose Loan) come with interests. Borrowing Money Comes With A [...]

More on Pag-IBIG Multi-Purpose Loan

This short article is intended to supplement the original article on Pag-IBIG Multi-Purpose Loan (MPL). We will present the information in a Question-And-Answer Format so that it will be easier for you to find those topics that are relevant to your situation. It is worth noting that a lot of the questions we received regarding [...]

Pag-IBIG Housing Loan Alternatives

Real Estate Loan is indeed the most popular service available to the Pag-IBIG Fund Members. In terms of the interest rate, it is very competitive (in many cases even lower) compared to the other mortgage loan financing alternatives in the Philippines. (The other Real Estate Financing alternatives will be discussed in the succeeding paragraphs) Another [...]

The Pag-IBIG Multi-Purpose Loan

So far on this website, we have mostly focused on topics related to Pag-IBIG Housing Loan. That is indeed the most popular service or benefit available only to qualified Pag-IBIG Members. The other popular program is the Multi-Purpose Loan (MPL) or sometimes referred to as Personal Loan. The Pag-IBIG Multi-Purpose Loan is essentially a financial [...]