How To Become An Expert in Pag-IBIG Housing Loan in 25 Minutes or Less

One of the requirements before a member can avail of a Housing Loan from the Home Development Mutual Fund or simply Pag-IBIG is to attend a housing loan seminar. If you have not been to that kind of seminar before, here are the essential things that they cover: An overview of the Housing Loan Program. [...]

How To Assume A Loan

Loan Assumption is one of the misunderstood concepts in real estate even among professionals like brokers and agents. A lot of them just don’t know how to go about it or can’t simply do it right. While it’s true that a Pag-IBIG Housing Loan is assumable, it should be approached very carefully and with the [...]

Tips on Buying Titled Real Estate In The Philippines

Certificate of Titles 101 In real estate, the term “Title” generally refers to the evidence of ownership a person has over a property. Title comes in many forms including the Tax Declaration and Deed of Sale, to mention just two. What we normally mean when we say Title is the Certificate of Title likewise known [...]

Land Title : How To Register and Transfer It In Your Name As The Real Estate Buyer

When applying for a Pag-IBIG Housing loan, only two things can happen: Your loan application is either approved or disapproved. Once your loan application is approved, the real work is just about to start. The most important, and tiring process here, is the registration and transferring of the Title in your name as the buyer [...]

When Is The Right Time To Buy?

“Please let me know the document requirements for buying a property and using Pag-IBIG Housing Loan. I want to buy my first home when I go back to the Philippines for my annual vacation leave.” That’s taken from a letter sent to us by an OFW visitor. Most probably, you too are on the same [...]

Housing Loan Preparation: How To Flex Your Financial Muscle

“Get your finances in order.” You have probably read that statement several times on different pages of this website. Usually, it is the response we give to visitors who are asking for guidance on how to get, and eventually be approved for, a housing loan from the Pag-IBIG Fund. The phrase is very brief but [...]

Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc.

Most visitors coming to this website are Overseas Filipino Workers based from different places abroad. And many of them are asking about the online facilities of the Pag-IBIG Fund (the official website is at http://www.pagibigfund.gov.ph) so they can do some transactions anywhere they are comfortable. Some of the most common questions we encounter are listed [...]

The Pag-IBIG Housing Loan Process

This can be filed as one of the frequently asked questions: “How can I apply for a Pag-IBIG Housing Loan?” This article addresses that question in a very straight-forward and easy-to-understand manner. So without further ado, here are the steps to take. Step #1: Attend The Loan Orientation. Officially, it’s called Loan Counselling Session. It’s [...]

Pag-Ibig Housing Loan Requirements

So you’ve finally decided to invest in real property using Pag-IBIG Housing Loan? You figured that it’s about time that you apply for that Pag-IBIG Loan after all those years of faithful contributions to the Pag-IBIG Fund. Now you ask yourself: “What are the requirements to avail of Pag-IBIG Housing Loan?” There are standard requirements [...]