Pag-IBIG Fund, Housing Loans, Mortgage, Membership, Foreclosures, etc
You should consider yourself lucky if ever your housing loan application is granted by the Home Development Mutual Fund (or simply Pag-IBIG Fund). Though it is one of the many benefits available to Pag-IBIG Members, not everyone is privileged enough to qualify for a housing loan. Getting your housing loan approved simply means… The Pag-IBIG [...]
I understand that most of you are visiting this website because, in one way or the other, you are contemplating a home purchase and that you want to use Pag-IBIG Home Loan to finance your investment. Indeed, we have come a long way in explaining the essentials of Pag-IBIG Housing Loan. From home buying preparation [...]
It all started with delayed or missed payments against the home loan obligation. Those who have been granted a Housing Loan by the Pag-IBIG Fund should be aware that three (3) missed payments on the monthly amortization could lead to foreclosure — a sort of disaster. What would you do if your property is on [...]
Most real estate purchases and investments are made with the use of borrowed money; that is by mortgage loans. In an ideal world, these mortgages are paid on time and are eventually fully paid including all the interest incurred by borrowing the money. But unforeseen circumstances do sometimes happen, which lead to loan defaults and, [...]
“What was I thinking?” a home buyer asks himself in disbelief after learning that he cannot actually finance his latest investment in an exclusive subdivision. What he should have actually asked himself was, “What was I not thinking?” Buyer Beware Buyers, buyers, buyers. You should think twice, thrice, a hundred times, before you actually invest [...]
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